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ISED Shows the Way for Banks... " Creation of non- performing assets(NPA) by banks is not a sin in itself. Informed decision making and handholding are critical in ensuring MSME health….The rich work
"India Micro, Small and Medium Enterprise Report”, as a well-researched annual document, provides strong evidence-base on the immense business opportunities at the "bottom of the pyramid”, in Commonw
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Tripura A Guide to MSMEs and Entrepreneurship Development
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Tripura A Guide to MSMEs and Entrepreneurship Development
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©Copyright 2017 | ISED | All Right Reserved | Designed & Developed by Comcube International
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"Targeted credit delivery is a thorny issue around the world. Legislation and creation of institutional structures can contribute significantly to providing the ecosystem. However, the actual flow of credit to the targeted social categories, depends on the absorptive capacity of these social categories and their enterprises. While absorptive capacity of women enterprises depends on their viability and vibrancy, it is also important that, from an angle of gender sensitivity, the other stake holders should play a supportive role to creating and enhancing such absorptive capacity. It is important to discuss this rather difficult subject ,on the basis of the evidences available from the field." More |
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2017 |
978-93-80830-82-7 |
18 |
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"Gender budgeting is not a ‘one-fit-for all ‘ solution in the agenda of woman empowerment. Nor are national level policies and directives, by themselves, helpful in achieving these objectives, as demonstrated by the RBI guidelines and their implementation. Under a regime of cooperative federalism, the initiatives have to come from the sub national and regional levels. In this context, the role of the Central Government, and the Central agencies should be as promoters of knowledge creation and diffusion. At the institutional level, the introduction of a regime of voluntary standards, along with broad regulatory measures, may help to some extent." More |
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2017 |
978-93-80830-84-1 |
13 |
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"While gender mainstreaming in India has got significant policy attention and practice, the sustainability of such mainstreaming initiatives, with special focus on enterprise development, have not got the attention they deserve. Gender mainstreaming becomes a meaningful initiative, essentially when the capabilities of women are enhanced. The spirit of enterprise is a focal theme which deserves close attention here. The key question, therefore, relates to how the initiatives for economic empowerment of women have contributed to triggering their creativity and the spirit of enterprise. A detailed discussion on this topic is crucial from the point of view of research and policy. Mainstreaming gender, as a concept, is by now, well accepted at the policy level. But on its practice, there is need for much improvement. For that, the operational meaningfulness of the concept must be examined in detail. There is also need for a road map for action." More |
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2017 |
978-93-80830-83-4 |
21 |
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"India has a number of public programmes, designed and implemented with the involvement of women and their associations. It is important to examine their present status and potential from the point of view of better planning and, targeting and, if needed , corrective action. It is generally perceived that, impacts are much less than the potential, mainly because of lack of convergence of such programmes. How can convergence happen? There can be divergence of opinion on this issue. Such a discussion need to be initiated against a review of the various existing programmes." More |
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2017 |
978-93-80830-78-0 |
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"Ever since the launch of the ‘International Women’s Decade’, the subject area of ‘women entrepreneurship’ has gained significant attention in both academic and policy spaces. However, the organic relationships that explain the subject area has not gained adequate attention so far. An integrated approach to development need to be designed and taken forward, wherein , both analysis and policy need to lead to a meaningful strategic approach. This makes an excursion into this neglected terrain of ‘gender and entrepreneurship’, essentially from an analytical point of view, a major imperative.." More |
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2017 |
978-93-80830-77-3 |
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"Most progressive governments, across the world, have come out with some basic law that governs SME policy and practice. While such a basic law is a reference point, it needs to have dynamic elements that can help to capture the emerging realities of future as well. In India, though the MSME Development Act was passed in 2006, against the felt needs as articulated by the MSME associations, and other stakeholders. However, significant changes have since taken place in the overall MSME environment, thereby demanding a review of the legislation. The Act essentially provides for four key subjects that are of importance to sustainable development of MSMEs in the country: 1. Promotion; 2. Development; 3. Enhancing competitiveness; and 4. Other incidental matters. Beyond the above vision and objectives, rapid changes have taken place in the economy in several ways. Many of the routine functional areas of MSME development and practices have got decimated. The growth of e-commerce, and the escalated phenomenon of globalisation induced market distortions are issues that demand innovative solutions." More |
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2017 |
978-93-80830-73-5 |
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"Following the early initiatives by the government of India for targeting credit to vulnerable sections of society including women, there has been several institutional attempts to ensure credit delivery among women. Though the multiplicity of institutions and their schemes have contributed to broad basing of finance, their impact on the women community, in terms of quality, remains an area of critical gap. it is important to examine these critical gaps, and offers some suggestions for policy." More |
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2017 |
978-93-80830-80-3 |
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"Understanding the macro level phenomena relating to gender, enterprise, and finance, is difficult unless there is a close understanding of the micro level processes. Unlike the general analysis of entrepreneurship, and the motivational factors behind that, the factors influencing women entrepreneurship are distinct. Since gender is a biological factor, and family, as a factor influencing division of labour, it is important that these two aspects are factored into the analysis of entrepreneurial behavior. A micro level analysis is, therefore, crucial. The attempt in the following pages is to make such an analysis..The conventional model of ‘infrastructure- finance –marketing model’ cannot contribute much to entrepreneurship development. In the modern environment, the imperatives lie in releasing and enhancing the hidden capabilities, and providing a suitable ecosystem where knowledge has a significant role. After all, in a knowledge economy, it is knowledge and capabilities that can empower women, not simply registration, infrastructure and credit facility" More |
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2017 |
978-93-80830-81-0 |
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"In the agenda of entrepreneurship development, institutional finance, undoubtedly, has a key role to play. However, the way this role is performed, is dependent on the objective situation prevailing in each country. Institutional structures are a dominant factor. India has a strong network of public sector banks that play the lead role. Against the regulatory and promotional framework in the country, this paper looks into the role of institutional finance in taking forward the agenda of women entrepreneurship development. The debates on the subject today remain largely partial. On issues relating to flow of institutional credit, there are often arguments on fundamentalist grounds. Such arguments are not likely to help in evolving pragmatic solutions. The situation, as it remains today, is that institutional finance for women entrepreneurship development is, in practice, a divided house. The public financial institutions generally do not find a business case for women entrepreneurship development. Similarly, the financial institutions generally do not find gender as an area of opportunities, but at best, as an area where commitments have been forced upon them." More |
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2017 |
978-93-80830-79-7 |
17 |
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"The entrepreneurship route to women empowerment has now been widely debated around the world. There are two key aspects that form the compass of such debates: 1) entrepreneurship; 2) gender. Unless these two aspects come together in a synergic manner, the objectives of social policy relating to gender sensitive development are not likely to be fulfilled. While such an integrated approach to development need to be designed and taken forward, fundamental questions come to the fore: 1) Does women entrepreneurship differ from entrepreneurship in general?; and 2) Is the problem of finance essentially gender-specific, or, a more visible reflection of a general problem of all SMEs? A realistic answer to these two questions is crucial from the point of view of design and implementation of programmes meant for economic empowerment of women." More |
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978-93-80830-76-6 |
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This is the nineteenth report of the annual series, ' India MSME Report'( MSMER), brought out by the ISED Small Enterprise Observatory(ISED-SEO), the unique knowledge hub of Institute of Small Enterprises and Development. This Development Report on SMEs in India, provides the latest updates and projections in the subject area. MSMER is a project initiated by the ISED, under the India MSME Communication Program (IMCP). More |
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2016 |
978-93-80830-74-2 |
324 |
The focal theme of this Report is the distributional aspects of SME development. It examines India's labour market behaviour in relation to approaches and strategies towards self employment and entrepreneurship creation. The picture, as on today, has been examined in relation to historical data on public programs and their outcomes. The study also brings out the aspect of diversity, in relation to regional patterns of MSME development as well as subsector experience. More |
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"Action for gender empowerment depends on the political will to gain it. But here, the underlying question is, how economic empowerment is perceived. If it is on the enterprise route, one need to follow the rules of the game. The focus need to be on the value chain. In order to act on the value chain, particular capabilities are need. The prime question for policy, therefore, is, whether such capabilities exist today. If not, they need to be imparted. Who will impart that? Here the question of repetitiveness of institutions and their initiatives need to be examined thoroughly. The ultimate principle need to be a principle of comparative advantage:'competence to be counted where it counts most, and incompetence, where it counts least’." More |
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2017 |
978-93-80830-86-5 |
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"In most debates on ‘gender and enterprise’, the major emphasis is on preferential treatment of policy, finance, and training opportunities, as the key drivers of equalizing opportunities for women entrepreneurs. However, several studies on enterprise development in general, and SME development in specific, have brought to the fore the crucial role of knowledge inputs in enterprise development. While in the present knowledge- driven economy, such inputs are crucial, gender brings in an added dimension as well. Knowledge has emerged as one of the most important development resources, and it is perceived that full utilization of knowledge can dramatically accelerate India’s development. There is a growing gap between knowledge generation and knowledge application in India. While there are a range of strategies to close this gap and accelerate progress, such strategies need to be examined. Therefore, it is important to discuss the rationale of knowledge systems in enterprise development, especially in the context of women enterprises, in a context where women’s access to resources are generally considered to be weak." More |
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2017 |
978-93-80830-85-8 |
19 |
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"Business start-up, in any economy, is a powerful indicator of the growth of entrepreneurship resources. While employment is a central concern of today in most countries of the world, there are only limited options before the governments; promotion of start-ups is one among them. Unlike this global trend, India as an emerging economy, has significant opportunities in expanding its base of self employment- induced job creation, which the country has neglected for long. Beyond a social goal, entrepreneurship is a critical resource in waiting for India. However, to tap this potential effectively, the country needs to move forward towards a concrete labour market policy. Though skill development and start-up promotion are keywords of the day, an integrated concept of entrepreneurship as a critical resource, and a policy approach that can fully harness the potential of this resource, are the imperatives of the times." More |
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2017 |
978-93-80830-65-0 |
32 |
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"There are three long- term trends in the global economy today: First, globalization and interconnectedness. The opening up of trade and financial flows has helped to raise global growth and welfare, but without eliminating poverty in all economies-it also poses major challenges like rising inequality, which is increasingly noticeable around the world today. It is projected that, in the coming decades, powerful forces of globalization-communication technology, financial flows, migration-will continue to influence the world we live in. Second is demographic change. Life expectancy in many countries of the North has led to a swelling of the dependency ratio. Other societies, especially in Asia, will also go through a dramatic aging of the population in the future. All these will have enormous ramifications-socially, politically, and economically. Third is technological innovation. Technological progress is having a revolutionary impact in many ways-it raises people’s expectations in this hyper-connected world, but will also make a lot of traditional jobs obsolete. These underlying drivers create both opportunities and challenges for MSMEs. Of course, through difficult steps, they need to identify and sustain their space. India’s MSMEs have several positives in a relative sense, though much of it still remains yet to be tapped." More |
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2017 |
978-93-80830-63-6 |
47 |
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"In every democracy, the developmental outcomes are decided by people’s aspirations, to begin with. These aspirations need to be articulated through effective platforms. Institutions are the outcome of these platforms and their initiatives. People’s mandate legitimizes the actions of institutions. Unless public policy, evolved through democratic process, gives proper signals, one cannot expect India to realize its aspirations on the MSME front." More |
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2017 |
978-93-80830-64-3 |
19 |
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"A proper understanding of business demography is a sine qua non for development of meaningful enterprise development policies and strategies. However, in many developing countries, this vitality has not been properly understood by planners and policy makers. The difference between economic governance and public administration often underplayed or misunderstood, and the so-called” data” become a tool in the hands of amateur bureaucrats. While data collection, preservation and dissemination are vital for planning and administrative purposes, it need to be considered as an intermediary stage in the process of knowledge creation.. A total review of the database management system needs to be undertaken, with particular emphasis on the its utility for current ‘management decision’ of the various stakeholders, providing for utmost openness and timeliness. Keeping critical, non-classified, data under cover is not conducive to democratic policy development which the government has already commenced in a big way. Development of a clear cut data policy needs to be thoroughly debated in the Indian context." More |
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2017 |
978-93-80830-67-4 |
26 |
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"A proper understanding of business demography is a sine qua non for development of meaningful enterprise development The industrial and enterprise development strategies during the economic reforms era has been marked by a progressive focus on value chains and inter- sectoral linkages. However, there is no doubt that, in order to remain sustainable, innovation is the way forward. In this context, public policy need to show the way of having the right mix of individual efficiency and collective efficiency strategies. A subsector approach is a useful analytical and operational approach that can guide both policy and practice. Based on their broad features, one can distinguish four subsector categories among MSMEs in India: legacy subsectors, manufacturing subsectors, New Economy subsectors, and triple bottom line subsectors. These subsectors have their specific role and relevance in the national and regional economy. The task of public policy and strategy is to identify their specificities, and to develop action programmes accordingly." More |
 |
2017 |
978-93-80830-68-1 |
36 |
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"A unique feature of India’s micro , small and medium enterprises is their regional diversity. This, unlike in many other countries, is a reflection of the geographical and cultural diversity of the country. Such diversity is, alternatively, a significant latent opportunity, which probably, is paralleled by China alone. It also offers significant market opportunities for these enterprises. However, policies of the State governments, so far, have tried to follow a national pattern, rather than to grab the local opportunities. The perspective brought in by NITI Aayog paves the way for an alternative line of thinking. A true spirit of cooperative federalism can help to strengthen the national economy, as also the economies of the States. However, the State governments need to evolve region- specific strategies, rather than try to copy national level models and strategies relating to MSME development." More |
 |
2017 |
978-93-80830-70-4 |
41 |
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"Responsible business practices have gained an unprecedented role and relevance in modern business. For the planners and the policy makers, it gives an opportunity for a look back on the qualitative aspects of enterprise development, rather than confining on sheer numbers. ‘Responsible business’, as an essentially global concept, need to gain stronger and deeper attention in India for a variety of reasons. It provides an opportunity for having a closer look at the way business is done, as also opportunities and constraints attached to global value chains. While the role of the individual firm in this regard may be limited, at the cluster level, the potential is much greater. However, following the announcement of the ‘National Voluntary Guidelines’, much has not happened on the practical side in order to nurture a culture of ‘responsible business’ among MSMEs in the country. There is the imperative for developing a practical approach, which will enable the Indian MSMEs to perform better in the global value chains." More |
 |
2017 |
978-93-80830-66-7 |
26 |
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"While the MSME constituency has created substantial institutional structures over time, many of these institutions have outlived their purpose and relevance. While it is important that many such institutions have to reinvent themselves, there is a general lethargy in governance, that often is not conducive to such changes. In such a context, it is the strength, dynamism, and vibrancy of public policy that helps necessary restructuring for the common good. India does not have a strong labour market policy. Naturally, the country cannot visualise an objective picture of its human resources at any point of time. Such a clarity would, naturally, provide both market signals and policy clarity. The public policy architecture in India so far, has been built around the so-called ‘Committee System’, which, structurally, has a built-in ad hocism. Unless this architecture undergoes a major change in favour of a system of evidence based policy making, the contribution of public policy to enterprise development in the country is likely to remain constrained." More |
 |
2017 |
978-93-80830-69-8 |
29 |
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"We are now in the era of the Fourth Industrial Revolution. The paradigm of Hubanomics has redrawn the SME landscape globally. Against such changes, it is necessary to examine the new challenges and opportunities of the sector from a futuristic point of view. In every democracy, the developmental outcomes are decided by people’s aspirations, to begin with. These aspirations need to be articulated through effective platforms. Institutions are the outcome of these platforms and their initiatives. People’s mandate legitimizes the actions of institutions. Unless public policy, evolved through democratic process, gives the signals, one cannot expect India to realize its aspirations on the MSME front. Analysing the key trends in the MSME scene of India, this paper analyses the policy imperatives as also the growth perspectives." More |
 |
2017 |
978-93-80830-75-9 |
24 |
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"Finance is undoubtedly a necessary, but not a sufficient condition for MSME sustainability. India has pioneered several experiments in ensuring credit in an inclusive manner. While these social aspects of finance are crucial, it is important to note that, there are several non finance aspects that are critical and pressing in ensuring sustainability of these enterprises. Despite recommendations of various expert committees, as also official pronouncements relating to MSME finance, there still lacks an integrated approach involving credit and non-credit interventions.. It is on top of such a dual system that institutional platforms attempt to offer solutions. The broad basing of micro lending, especially through the new scheme MUDRA, is an important step to forward. But effective knowledge system that can address the challenges of MSME development in the country is a critical gap today. Credit Guarantee systems and Business Development Services need a fresh look, and needs reforms" More |
 |
2017 |
978-93-80830-71-1 |
28 |
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India has many public programmes meant for the development of its micro, small and medium enterprises (MSMEs). They mostly relate to functional areas such as, marketing, technology, and entrepreneurship. However, an integrated understanding of ‘real services’, as also a mechanism for their effective delivery are areas that deserve immediate attention. The findings of many evaluation studies indicate this critical gap. The primary task of a new policy approach should be to pitch this gap. While rapid technology and organisational changes take place, the very survival of SMEs would depend upon, not simply access to such technologies and organisational changes, but more importantly, how the changes are delivered. Developing a new horizon on business development services (BDS) is important to take the country’s MSME sector to the next level. The focus of this paper is on two major areas: a) organisational strategies; and b) BDS products. This dual focus is important, as none of the policy studies by expert committees and researches by individual scholars in the past have ever attempted such an approach. More |
 |
2017 |
978-93-80830-72-8 |
21 |
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This is the eighteenth report of the annual series, ' India MSME Report'( MSMER), brought out by the ISED Small Enterprise Observatory(ISED-SEO), the unique knowledge hub of Institute of Small Enterprises and Development. This Development Report on SMEs in India, provides the latest updates and projections in the subject area. MSMER is a project initiated by the ISED, under the India MSME Communication Program (IMCP). More |
 |
2015 |
978-93-80830-46-9 |
327 |
While most countries of the world focus substantially on business birth in policy and practice today, the focus of this report is to critically examine India's experience relating to business demography, both from the angle of policy and practice. It examines the various aspects of business birth, labour market behaviour, start-up boom, as also the relatively less explored areas such as social enterprises. MSMER 2015 also reviews the current trends in MSME finance and credit delivery systems, and their implications. More |
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This is the seventeenth report of the annual series, ' India MSME Report'( MSMER), brought out by the ISED Small Enterprise Observatory(ISED-SEO), the unique knowledge hub of Institute of Small Enterprises and Development. This Development Report on SMEs in India, provides the latest updates and projections in the subject area. MSMER is a project initiated by the ISED, under the India MSME Communication Program (IMCP). More |
 |
2014 |
978-93-80830-33-9 |
218 |
The emerging scene indicates both the imperative and opportunity for MSMEs to play a significant role in the Indian economy. However, realization of this opportunity demands a strong political will and a concrete policy approach. As the recent experience in India shows, there are three critical constraints that have adversely affected MSME growth from the supply side: 1) confidence crisis; 2) public policy inertia; and 3) a policy holiday. Such critical constraints, and their adverse effects on flow of finance to the sector, necessities a fresh developmental approach. The need arises in relation to both, relevant entrepreneurship and a corresponding situation of relevant flow of finance. Both need to be inclusive in nature. In India, there has been significant debates on governance issues . There is some obvious rationale for arguing for ’ good governance’, with respect to its two aspects: 1) government-MSME relation; and 2) governance practice within MSMEs and their clusters. They need to be separately treated in a transitional phase. Otherwise, liberalization and the progressive withdrawal of government roles will lead to a collapse of the achievements of the past. The Report dwells into a set of state of the art issues, such as , start-up policy and practice, new strategies for the non farm sector, role of the States, Hubanomics, and skilling strategies. More |
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This is the sixteenth report of the annual series, ' India MSME Report'( MSMER), brought out by the ISED Small Enterprise Observatory(ISED-SEO), the unique knowledge hub of Institute of Small Enterprises and Development. This Development Report on SMEs in India, provides the latest updates and projections in the subject area. MSMER is a project initiated by the ISED, under the India MSME Communication Program (IMCP). More |
 |
2013 |
978-93-80830-18-6 |
443 |
The focus of this volume is on the constraints to enterprise growth in India, and on the policy corrections required, in order to improve the situation. It puts forward to the domain of active discussion, a new concept:' Right to Enterprise'; a five- year agenda has been proposed. The report also brings to the fore, the issue of MSME health. Proposals like an integrated MSME health diagnostic system, and a system of 'entrepreneurship budgeting', are innovations of this year's Report More |
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This is the fifteenth report of the annual series, ' India MSME Report'( MSMER), brought out by the ISED Small Enterprise Observatory(ISED-SEO), the unique knowledge hub of Institute of Small Enterprises and Development. This Development Report on SMEs in India, provides the latest updates and projections in the subject area. MSMER is a project initiated by the ISED, under the India MSME Communication Program (IMCP). More |
 |
2012 |
978-93-80830-08-7 |
528 |
The focus of this year's Report is on MSME development strategies. There are two types of strategies that have been advocated: selective strategies and b) strategies that are meant to be inclusive and to enhance the entrepreneurship base of the country. Ideas on promotion of 'inclusive entrepreneurship', and Impact Investments, are tuned towards the social angle of enterprise development. Regarding expansion of market opportunities, the Report advocates strategies such as Finance Park, Self employment Exchange, and innovations in cluster development strategies. More |
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This is the fourteenth report of the annual series, ' India MSME Report'( MSMER), brought out by the ISED Small Enterprise Observatory(ISED-SEO), the unique knowledge hub of Institute of Small Enterprises and Development. This Development Report on SMEs in India, provides the latest updates and projections in the subject area. MSMER is a project initiated by the ISED, under the India MSME Communication Program (IMCP). More |
 |
2011 |
978-93-80830-05-6 |
292 |
This Report has been written against the background of the Twelfth Five Year Plan. SME finance and trade and outward orientation forms the focal themes of the Report. With the other two editors, Ram Venu Prasad from the Commonwealth Secretariat and S. Sridhar, from the Central Bank of India, the Editors take a special effort on two striking global issues of SME development: a) Youth and enterprise; and b)Women entrepreneurship. These issues were extensively debated at the Commonwealth SME Competitiveness Conference, held at Bangalore, where this Report was released. More |
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This is the thirteenth report of the annual series, ' India MSME Report'( MSMER), brought out by the ISED Small Enterprise Observatory(ISED-SEO), the unique knowledge hub of Institute of Small Enterprises and Development. This Development Report on SMEs in India, provides the latest updates and projections in the subject area. MSMER is a project initiated by the ISED, under the India MSME Communication Program (IMCP). More |
 |
2010 |
978-81-907596-3-2 |
396 |
While India was fortunately saved from the perils of the global economic crisis of September 2008, this Report argues that the reasons for such a resilience need to be analyzed in relation to the MSME role. Based on available evidences, the Report concludes that, the shadow of the 'Confidence Crisis' was least affected in India's MSMEs which, alternatively, implies a new opportunity and responsibility for public policy to engage MSMEs in a more meaningful manner. While on the positive side, the Report highlights India's initiatives for enhancing manufacturing competitiveness, and for promotion of entrepreneurship, it gives warning signals on new developments, such as Indo-ASEAN Trade Agreement, 'shadow entrepreneurship', and the constraints relating to public- private partnership. More |
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2008 |
978-81-907596-1-8 |
260 |
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2007 |
978-81-907596-0-1 |
111 |
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This is the twentieth report of the annual series, ' India MSME Report'( MSMER), brought out by the ISED Small Enterprise Observatory(ISED-SEO), the unique knowledge hub of Institute of Small Enterprises and Development. This Development Report on SMEs in India, provides the latest updates and projections in the subject area. MSMER is a project initiated by the ISED, under the India MSME Communication Program (IMCP). More |
 |
2017 |
978-93-80830-87-2 |
163 |
The focal theme of this Report is on the emerging paradigm of economic concentration at the global level, and its implications on the prospects of small and medium enterprises in India. The Report running through nine chapters, also makes an excursion into the experience of Development Reporting on MSMEs in India through the two- decades long experience of India MSME Report. It dwells into some of the best practices across the world, and brings to light the initiatives at the ISED Small Enterprise Observatory. It makes a thorough review of the emerging global trends impacting SMEs, with special focus on subsectors like, construction, consumer electronics, food and food processing, automobiles, textiles and garments, apart from a review of the major technology trends, with their implications for SMEs. The Report also highlight the role of a badly neglected area in India's policy and practice: Business Development Services. More |
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This Report was prepared under the 'Enterprise Development Audit'(REDA) Programme of the Institute of Small Enterprise and Development (ISED).REDA is meant to support governments by analyzing the track record of their enterprise development activities, and by offering innovative solutions. The term 'government' specially means, State, District Administration and Local governments, such as municipalities and panchayats. REDA has been implemented by the ISED Small Enterprise Observatory, the specialized knowledge platform at the Institute, jointly with the ISED Centre for Monitoring Enterprise Development in the States (ISED - CMEDS) More |
 |
2016 |
978-93-80830-58-2 |
317 |
While many of the industrialized States of India have an unsatisfactory record of industrialisation,, Kerala has attempted to go closely with the national priorities, such as employment promotion and balanced regional development. The base for industrialisation, laid down as early as in the 1930s, has undergone several experiments over time. It is now time for an introspection on the so-called 'Kerala Model of Development' essentially from the angle of development of enterprise and entrepreneurship. Weak knowledge base is still a critical constraint in understanding the 'Kerala Model' from an operational point of view. Therefore, strengthening the data base is crucial in shaping the enterprise development strategies of the State. Apart from field evidences, this Report is based on long period data covering 1974 -75 to 2015 - 16, with 2001 as a cut-off year. This is the first comprehensive study of its kind on Kerala's industrial sector. In India's post - independence development scene, both the Union Government and the States have been designing and implementing various development programmes from time to time. Most of these programmes have been traditionally, sponsored by the Central Government. Now, a time has come, wherein, the State governments have to do a lot of home work regarding design and implementation of development programmes, in a national canvas of 'cooperative federalism'. Today, the platform is one of competition among the States, rather than falling in line with pre determined thumb rules. Branding Kerala, on the basis of its track record and outlook, has become all the more important. More |
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This Report was prepared under the 'Enterprise Development Audit'(REDA) Programme of the Institute of Small Enterprise and Development (ISED).REDA is meant to support governments by analyzing the track record of their enterprise development activities, and by offering innovative solutions. The term 'government' specially means, State, District Administration and Local governments, such as municipalities and panchayats. REDA has been implemented by the ISED Small Enterprise Observatory, the specialized knowledge platform at the Institute, jointly with the ISED Centre for Monitoring Enterprise Development in the States (ISED - CMEDS).This Report was prepared as part of the 'Vibrant Gujarat' initiative of the Government of Gujarat. The Report was released at the 'Vibrant Gujarat 2013', by Mr. Narendra Modi, Chief Minister. More |
 |
2013 |
978-93-80830-16-2 |
247 |
Against the background of the rapid changes in the global economy, to which India and Gujarat are getting increasingly integrated, the challenges to SME competitiveness have gone up. However, a prerequisite for enhanced competitiveness, is an environment of competition itself. The legal and institutional framework prevailing in the Country and in Gujarat are decisive in providing these preconditions. One laudable achievement of Gujarat is its integrated approach to investment promotion as a key to rapid growth. It requires greater efforts towards developing and branding of clusters , rewarding innovative entrepreneurs , and development of infrastructure, especially , ports, airports, logistic services and industrial estates .Moreover, the state need to strengthen its economic infrastructure, such as, quality testing facilities, incubators, enabling firms conversant with IPR and export procedures/regulations, entrepreneurship development, and design technology. Such an integrated approach helps the State to go beyond the constraints of narrow departmentalism, a malaise faced by many other States of the Country. Gujarat’s MSME growth, even while appreciating the focused efforts of the Government, is more of a spillover of overall growth. But in order to help the MSME sector to enjoy the benefits of such growth in a more meaningful way, legal and institutional reforms are vital. More |
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This publication under ISED Policy Brief’ discusses women’s businesses from a ‘Gender & Enterprise’ perspective. More |
2015 |
978-93-80830-55-1 |
28 |
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978-93-80830-56-8 |
58 |
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978-93-80830-52-0 |
35 |
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This Report was prepared under the 'Enterprise Development Audit'(REDA) Programme of the Institute of Small Enterprise and Development (ISED).REDA is meant to support governments by analyzing the track record of their enterprise development activities, and by offering innovative solutions. The term 'government' specially means, State, District Administration and Local governments, such as municipalities and panchayats. REDA has been implemented by the ISED Small Enterprise Observatory, the specialized knowledge platform at the Institute, jointly with the ISED Centre for Monitoring Enterprise Development in the States (ISED - CMEDS).This Report was prepared as part of the 'Vibrant Gujarat' initiative of the Government of Gujarat. The Report was released at the 'Vibrant Gujarat 2013', by Mr. Narendra Modi, Chief Minister. More |
 |
2013 |
978-93-80830-16-2 |
247 |
Against the background of the rapid changes in the global economy, to which India and Gujarat are getting increasingly integrated, the challenges to SME competitiveness have gone up. However, a prerequisite for enhanced competitiveness, is an environment of competition itself. The legal and institutional framework prevailing in the Country and in Gujarat are decisive in providing these preconditions. One laudable achievement of Gujarat is its integrated approach to investment promotion as a key to rapid growth. It requires greater efforts towards developing and branding of clusters , rewarding innovative entrepreneurs , and development of infrastructure, especially , ports, airports, logistic services and industrial estates .Moreover, the state need to strengthen its economic infrastructure, such as, quality testing facilities, incubators, enabling firms conversant with IPR and export procedures/regulations, entrepreneurship development, and design technology. Such an integrated approach helps the State to go beyond the constraints of narrow departmentalism, a malaise faced by many other States of the Country. Gujarat’s MSME growth, even while appreciating the focused efforts of the Government, is more of a spillover of overall growth. But in order to help the MSME sector to enjoy the benefits of such growth in a more meaningful way, legal and institutional reforms are vital. More |
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This Report was prepared under the 'Enterprise Development Audit'(REDA) Programme of the Institute of Small Enterprise and Development (ISED).REDA is meant to support governments by analyzing the track record of their enterprise development activities, and by offering innovative solutions. The term 'government' specially means, State, District Administration and Local governments, such as municipalities and panchayats. REDA has been implemented by the ISED Small Enterprise Observatory, the specialized knowledge platform at the Institute, jointly with the ISED Centre for Monitoring Enterprise Development in the States (ISED - CMEDS) More |
 |
2018 |
0 |
This study covers the business- demographic and functional space of Tamil Nadu, in relation to the MSME policies at the national and State levels. The discussion of this Report, covered under eleven chapters, is drawn upon the resource base of the ISED Small Enterprise Observatory, derivations from selective secondary sources of data , and the findings of Focus Group discussions, and thematic primary research. The analytical approach of the study is founded on the specific position of Tamil Nadu in the MSME map of India, as per the ISED MSME Visibility Index, Tamil Nadu is included in the category of focus states. The key performance indicators relevant to the context are, 1. MSME Density; 2. Self employment Density; 3. Start up Density; 4. TEA rate; 5. G&E Density; 6. Labour market Diversification quotient; 7. Location Quotient; and8. Demographic Rates and their analysis. Based on the relevant findings, a strategic approach for the development and management of the MSME economy of the State, with 12sub themes: Innovation and Growth Strategy; Regional Integration Strategy; External Economies Strategy; Spatial Innovation and Networking Strategy; Subcontracting and Vendor Development Strategy; Sub Sectors Strategy: From Clusters to Hubbing; Growth and Outward Orientation Strategy; MSME Knowledge base Strategy; Resource based Enterprises Strategy; Social Enterprises Strategy; Integrated MSME health Strategy; and Business Birth Rate Strategy The broad recommendations of the study fall under 13 strategic areas: Capital base and Financing; New Manufacturing Growth Scheme; Gender and Enterprise Programme Entrepreneurship in Education; Promotion of Process Clusters; MSME Growth and Outward orientation programme; Enhancing the knowledge base; Enterprise Health clinic; Reforms in Economic Governance; Tamil Nadu Enterprise Commission; Tamil Nadu Smart Enterprise Programme; Entrepreneurship Resource Policy; MSME Skills Bridge Strategy (2019-2024); Innovation and Standards Regime; A New Space for Social Enterprises and Impact Investments; Tamil nadu Business Development Services Company; Rural Enterprises Observatory; Catch them Young Programme' for Schools; Tamil Nadu Export Capability Enhancement Fund; Green Economy Fund; Mobilisation: 'Think SMEs First Movement'; Gender and Enterprise Mission; Tamil Nadu Start up and Skills Mission; and Culture and Entrepreneurship. More |
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This is the twenty- first report of the annual series, ' India MSME Report'( MSMER), brought out by the ISED Small Enterprise Observatory(ISED-SEO), the unique knowledge hub of Institute of Small Enterprises and Development. This Development Report on SMEs in India, provides the latest updates and projections in the subject area. MSMER is a project initiated by the ISED, under the India MSME Communication Program (IMCP). More |
 |
2018 |
978-93-80830-88-9 |
The focal theme of this volume of the Report series is, Enterprise Security and the strategies for enhancing enterprise security in India. Spread over nine chapters, the Report discusses the concept of enterprise security and its operational meaningfulness, based on field evidences. It also puts forward a strategic approach for enhancing enterprise security in India's agenda for development of micro, small and medium enterprises. More |
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This is the twenty- first report of the annual series, ' India MSME Report'( MSMER), brought out by the ISED Small Enterprise Observatory(ISED-SEO), the unique knowledge hub of Institute of Small Enterprises and Development. This Development Report on SMEs in India, provides the latest updates and projections in the subject area. MSMER is a project initiated by the ISED, under the India MSME Communication Program (IMCP). More |
 |
2019 |
ISBN 978-93-80830-89-6 |
215 |
The focal theme of this Report is the emerging trend towards slowdown in the global economy, and its implications for India. While economists generally argue for "pump- priming" as the dominant strategy for anti-cyclical action, the specific issues and requirements of SMEs often take a back seat. Such issues vary from country to country and according to the particular subsectors. This Report brings the structural problems of SMEs into the center- stage of analysis and policy. On the basis of detailed studies in the case of eight representative subsectors, MSMER 2019 argues for a 'Tortoise and Hare' strategy. This strategic approach involves, a discretionary policy support for the highly innovative firms, on the one hand, and the large army of tiny and small enterprises on the other. The philosophy of the Report is grounded on preserving the entrepreneurial diversity and legacy of India, by upholding entrepreneurship as a critical social resource to be preserved and nurtured. More |
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A Review of Union and State Initiatives in India... More |
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2015 |
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MSME Definition in India : The Present State and the Imperatives More |
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2014 |
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Industrial policy, in India, has traditionally been understood in terms of its twin objectives, i.e., employment promotion and balanced regional development. These two objectives are mutually reinforcing. It is important that, while public policy is implemented in terms of programs, a balance between the two need to be ensured. During the Liberalization era, this traditional objective has undergone major changes, as ‘collective efficiency’ became a central part of development policy. Today, while the State governments compete each other on investment promotion strategies, it is natural that ‘regional development’ strategies are traded off against ‘collective efficiency’ strategies. This has practically happened in many States. This research is an attempt to analyze the changes that are underway in Tamil Nadu, and its impact on overall objectives of development policy. It also gives indications on the way forward. Keywords: Agglomeration analysis, spatial density analysis, enterprise hubs, magnets of manufacturing More |
 |
2018 |
978-81-938601-7-5 |
19 |
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This publication discusses the SME scene in developing and emerging economies, and highlights on India’s unique position and capabilities in the subject area More |
 |
2020 |
31 |
The specific country experiences of SME policy are crucial in the modern world. The case for SME development is inter-twined by the politics and economics of development. In India, the case has been strongly grounded on the history of the ‘Freedom Movement’, on the one hand, and the need to provide livelihoods to millions of poor people. While this historical ground is common in many developing and emerging economies, the rapid changes in technology, trade, and economic structure, at the global level, has important implications for policy making in individual countries. However, a cross examination of such comparative experiences is likely to be rewarding for India. Likewise, India’s experience is likely to be useful for other developing countries as well. It is such comparative learning that provides the base for greater collaboration among countries. More |
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This publication examines the theoretical and methodological aspects of economic management and SME development , against the Pandemic situation today. More |
 |
2020 |
25 |
Under globalisation, where technology and economic growth are increasingly space-neutral, the opportunities of SMEs are likely to be more complex. While SMEs, by nature, are space bound rather than space neutral, the disruption associated with Covid 19, the Pandemic, and the so called “two-curves problem”, leaves them with mixed opportunities. However, the subject today is discussed more in a space-bound manner, leaving behind the unbridled belief in global value chains. More |
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This publication forms part of the ‘Enterprise Security’ debate, kick-started by the ISED Small Enterprise Observatory. More |
 |
2020 |
20 |
The advances in science and technology have the potential of revolutionising production, ensuring a greater integration of the markets, and of nourishing the supply chains. The impact of this on SMEs belonging to various sub sectors, in the short run and in the long run, is a key concern of policy. The purpose of the following discussion is to examine the evolving techno-economics, on the one hand, and the external constraints, on the other, in shaping the prospects of SMEs globally and in India. More |
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The current economic slowdown in India need to be understood in relation to a sequence of issues during the previous years. Undoubtedly, there is need for a complex exercise in maintaining business confidence. The logic and historical experience of economic slowdown visualizes a gap in the confidence levels between the MSMEs and the corporate sector. This gap, conceptually, cancels out during an adjustment period, thereby saving the economy from a major crisis. While this logic has not worked very well recently due to some specific factors, there is need for a correction mechanism. The role of private sector in the Indian economy is, undoubtedly, crucial. The Union Budget 2019 has come up with several proposals for providing relief to this sector. But this is not enough to ease the so- called ‘millennium dualism’. There is relevance and need for a discretionary approach to public policy. Here lies the case for a ‘Tortoise and Hare ‘strategy, by which the new economy-old economy divide can be minimised from the angle of sustainable development. Keywords: Growth rates, exports, business confidence gap, credit delivery, knowledge base, adjustment period. More |
 |
2020 |
978-81-938601-4-4 |
24 |
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This paper discusses the evolving global agenda of SMEs,against the emerging techno-economic paradigm. More |
 |
2020 |
29 |
Moving ahead from the relatively narrow conventional perception on the SME role in the economy, the evolving global agenda of ‘sustainable development’ places it at the centre-stage of global debates. SMEs today are perceived to have a dual role in the economy, by providing the relevant linkages on the one hand, and offering a solution of harnessing the potential of the ‘job-seekers’ into ‘job creators’. Entrepreneurship and SME development are essentially labour market problems. However, the evolving global production structure visualizes a new role and relevance for SMEs. The paradigm of ‘Industry 4.0’ offers new opportunities as well as threats to SMEs. Accordingly, both the market place and work place have been redefined. The shift from ‘scale economies’ to ‘scope economies’ would demand a policy package that is discrete and specific to the particular socio-economic environment of countries. More |
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The paper discusses the comparative international experience of SME development in relation to India’s track record. More |
 |
2020 |
24 |
From the conventional perception on SMEs as a micro level subject, confined to the country- specific agenda of regional development, it has now become global. As such, the United Nations has announced celebrating the ‘SME Day’ on an annual basis. This is indicative. At the global level, the opportunities of comparative learning must lead to, not only action at country level, but also should lead to international exchanges. The emerging trend is that, under the multilateral and bilateral trade regime, SMEs are now an emerging presence. That requires a meticulous understanding of ground level experience in SME development. It is in this context that the concept of an ‘Enterprise Observatory’ becomes all the more. Beyond these,there are also significant opportunities for cross- border investments. ‘Micro-multinationals’ is a new and emerging area where India has made significant progress over the last few years; but, the opportunities are much more. More |
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The general perception in academic and policy circles today is that, under a situation of slowdown in the economy, the SMEs are more seriously affected than the large businesses. On this rationale, governments often announce uniform relief packages, assuming that the impact of a slowdown is broadly of a uniform nature among different types and categories of businesses. Such policy prescriptions are often based on a particular perception on the structural and operational linkages of enterprises of different size classes. Available evidences on the Indian experience, as given by this research, indicates distinct patterns of slowdown- effect among different types of SMEs. Based on various subsector typologies, and of the life cycle position, this paper argues for a discrete strategic approach of supporting SMEs, in order to help them to come out of the pains of a slowdown in the economy. The argument carried by this research initiative is that both the “tortoises”, and the “hares” need discrete support services, so that they can come out of such a crisis situation More |
 |
2019 |
33 |
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This publication discusses the subsector level experience of MSME development in India. More |
 |
2020 |
62 |
In most discussions on SME development, the critical constraints of such enterprises come to the fore. Beyond problems, there are significant latent opportunities that are specific to enterprises having particular features. ‘Subsector’ is a significant dimension of SME and prospects, having substantial and analytical relevance. While the concept of ‘subsector ‘is broader than the beaten-track idea of ‘industry’, it is important to typologize subsectors based on their distinct economic and social aspects. Such a spotlight, with special thrust on MSMEs, is important from the key angles of social policy, ie., employment promotion and regional development. This paper takes forward its discussion in relation to subsector typologies. It moves forward in relation to the evolving technology- business interface and market penetration that explains the performance and prospects of particular subsector categories. More |
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This publication presents the global kaleidoscope of SME developments, in relation to developments in the economy and society today. More |
 |
2020 |
30 |
The emerging global agenda of SME development has to be understood against the historical factors, as also the more recent continental and country experiences. Globally, technology and trade have been undergoing rapid changes. The commodityproducingcountries are seriously challenged recently, because of falling commodity prices. The new era of ‘flexible production has entered into a new phase of economic concentration based on market opportunities. This phenomenon of ‘Hubanomics’ is likely to redefine the prospects of countries and regions. Naturally, at the end of employment, technology is likely to bring in new problems and challenges. On the other hand, in the labour market, a new wave of self-employment is getting accelerated; the moot question, however, is its sustainability. From the point of view of incomes and livelihoods, these changes are likely to bring in new challenges regarding sustainable development to India as well. More |
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The book examines the current state of MSMEs in India, within the innovative framework of “ Enterprise Security”, as outline by the ISED small enterprise Observatory. More |
 |
2020 |
28 |
The concept of ‘enterprise security’, as it was originally coined in the year 2013 y the ISED, has triggered a significant examination and debates in various circles. While entrepreneurship is a critical social resource, and ‘enterprise’ is the visible manifestation of the creativity and drive of millions of people in an economy, it is important to preserve such resources and capabilities through well- structured policies and strategic interventions. In this context, it is important to meticulously understand, follow, and initiate corrective steps to reduce the implicit vulnerabilities. The case for a security approach to enterprise development and entrepreneurship would require the ‘structural’ and ‘life cycle’ aspects of enterprises in the Indian economy. This research attempts to situate the theoretical and operational aspects of ‘enterprise security’ in the context of India’s current economic slowdown. It advocates important structural changes under a concept of ‘Pentagon Initiative’ More |
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The book discusses the often interchangeably used concepts of ‘cohesive’ or ‘inclusive’ development in the context of the pandemic, Covid-19. More |
 |
2021 |
13 |
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COVID 19, the pandemic that broke out towards the fag- end of 2019, brings with it the seeds of a new global economic order. While the ‘Third Industrial Revolution’, by all means, was leading fast to a highly centralized global system tied up by global value chains, the objective experience of COVID 19 unleashes circumstances and arguments in favor of regional value chains, with ground for a decentralized manufacturing system. While the UN has recognized the strategic role of SMEs in the global development agenda, the Pandemic has contributed to buttressing this relevance. Both in the popular eye, as also in the media scrolls, the present circumstances lead to the doomsday for SMEs. But, it would be out of place to jump into such a conclusion. This 23rd issue of the ‘India MSME Report' series, running through nine chapters, encourages the search new policy directions. It adds to the agenda and debates on 'enterprise security', put forward by the ‘ISED Small Enterprise Observatory’. While the issues, on the one hand, are much more complex today, the responsibility of development practitioners also are on the rise. More |
 |
2020 |
978-93-80830-90-2 |
136 |
COVID 19, the pandemic that broke out towards the fag- end of 2019, brings with it the seeds of a new global economic order. While the ‘Third Industrial Revolution’, by all means, was leading fast to a highly centralized global system tied up by global value chains, the objective experience of COVID 19 unleashes circumstances and arguments in favor of regional value chains, with ground for a decentralized manufacturing system. While the UN has recognized the strategic role of SMEs in the global development agenda, the Pandemic has contributed to buttressing this relevance. Both in the popular eye, as also in the media scrolls, the present circumstances lead to the doomsday for SMEs. But, it would be out of place to jump into such a conclusion. This 23rd issue of the ‘India MSME Report' series, running through nine chapters, encourages the search new policy directions. It adds to the agenda and debates on 'enterprise security', put forward by the ‘ISED Small Enterprise Observatory’. While the issues, on the one hand, are much more complex today, the responsibility of development practitioners also are on the rise. More |
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Report of the Colloquium on Advancing the Knowledge Economy in India: Evidence-base for Enterprise, Entrepreneurship Development & Livelihoods Promotion More |
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2017 |
Report of the Colloquium on Advancing the Knowledge Economy in India: Evidence-base for Enterprise, Entrepreneurship Development & Livelihoods Promotion More |
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PLEASE VIEW SAMPLE FILE FOR DETAILED DESCRIPTION More |
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2021 |
978-93-80830-91-9 |
157 |
PLEASE VIEW SAMPLE FILE FOR DETAILED DESCRIPTION More |
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This publication examines the features of India’s MSME policy architecture, in relation to the institutional framework and policy processes. More |
 |
2020 |
25 |
The MSME policy architecture in a country involves the legal and institutional frame work, as also the policy response. India has a huge infrastructure of MSME policy institutions and programs. However these need to help enhancing the ‘collective ‘and ‘individual efficiency’ strategies of enterprise development. However, there are several critical constraints which public policy seeks to address. Beyond the traditional strategies of cluster development, there is need for evolving new strategies of harnessing the potential of the entrepreneurs. Based on the more recent experience, issues such as climate change need to be factored seriously into MSME agenda of the country. This document provides a critical analysis of India’s track of policy and programmes, and highlights some of the new and emerging issues. More |
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This publication provides a review of India’s overall scene of micro , small and medium enterprises economy today. More |
 |
2020 |
34 |
The present slowdown in the Indian economy need to be understood in relation to a sequence of issues during the previous years. In a crisis situation, the policy focus needs to be on business confidence. The logic and historical experience of economic slowdown visualizes a gap in the confidence levels between the MSMEs and the corporate sector. This gap, conceptually, cancels out during an adjustment period. While, of late, this logic has not worked very well recently due to some specific factors, there is need for a corrective mechanism. The role of private sector is undoubtedly crucial. The Union Budget 2019 has come up with several proposals for providing relief to this sector. But this is not enough to ease the so- called ‘millennium dualism’. There is a puzzle relating to employment promotion and public policy support, which calls for a discretionary approach to Public policy and strategy. Here lies the case for a ‘Tortoise and Hare ‘strategy. More |
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This book examines the recent changes in the labour market in relation to the role of the MSMEs. More |
 |
2020 |
21 |
The central theme of debate on poverty is the ways and means to overcome it, based on income opportunities. While a discussion on small enterprises and their role in the economy needs to be based on the structure and trends in the labour market and the respective coping systems, poverty, as a real- world problem, speaks of the distribution of resources and capabilities. Therefore, an agenda of reduction of poverty needs to be grounded on enhancing the access to such resources and capabilities. Entrepreneurship has a critical role to play in this regard. More |
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This publication discusses the opportunities of ‘gig’ as a new labor market paradigm. More |
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2020 |
19 |
The past two decades have witnessed a major transformation in the labour market. Technology, apart from changing the scope of income opportunities at the absolute level, has also led to structural changes in such opportunities. Wage employment of the traditional form has comes down; part-time work has increased over time. Work organisation, with enhanced focus on those having specific skill sets, the gigs, is the emerging paradigm. How does the gig economy emerge as a new trend? What are the key contributory factors? How will it unfold in the current circumstances? It is important to grapple with the new paradigm from the angle of development policy and practice. More |
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This publication carries a review of the SME policy in India , against the backdrop of the Pandemic. More |
 |
2020 |
34 |
The contemporary changes in science and technology has revolutionised resource allocation and capital formation, in many parts of the world, as also in India. However, resources and their sustainable development did not get adequate attention in policy and practice. Despite the significant policy priority accorded to SMEs in India, the potential of the country’s entrepreneurship resources still remains inadequately utilised. The experience of Covid-19 raises much wider questions on ‘cohesive development’ in general and local economic development strategies in specific, as something that needs closer examination. More |
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This publication examines the new challenges of rural entrepreneurship development against the experience of the Pandemic. More |
 |
2020 |
20 |
The worst impact of COVID 19 on the Indian economy has been in its rural sector. Therefore, it is important to have spotlight on the key facets of the rural problem today. This, first of all, tries to situate the problem in the larger context of rural economic transition. The second dimension relates to the problem of migration. Thirdly, the opportunities in the rural context are explored, and a strategic approach is proposed. More |
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The book examines the role and relevance of ‘Circular Economy’ as a new addition to the semantics of Development Economics More |
 |
2020 |
16 |
Recent studies and evidences indicate that, a pandemic such as Covid-19 has to be understood in close relation with the larger framework of climate change, and of the dominant paradigm of global development. The critiques of the ‘linear economy’, have contributed to laying down the basic building blocks of the ‘circular economy’. A scoping of this new paradigm is important in the Indian context today. More |
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The book discusses the need for new strategies of MSME financing against the experience of the Pandemic. More |
 |
2020 |
17 |
Setting a right balance between epidemiological compulsions and keeping the development process going, is the challenge of Pandemic Economics. Sustaining the health, growth and sustainability of the MSMEs, a sector that really matter in India’s development agenda, in terms of output, employment, and opportunities, is critical today. While sustaining agriculture is vital to ensuring food security during the Pandemic and beyond, the health of the MSMEs is critical to the dynamics of the local economy. Financing such a fractured Enterprise system is a challenge as well as an opportunity for the financial system. More |
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This publication looks at the survival strategies of MSMEs against the Covid-19 experience. More |
 |
2020 |
23 |
Against the background of the on-going Pandemic, it is important to carefully understand the scenario of labour market behaviour, and of MSME performance in India, as the new survival strategies need to be explored and supported. The purpose of the following discussion is three-fold: First, it attempts to provide a summarised view of the MSME constituency in India today. Secondly, it discusses the strategic options available to the country in this transitional stage. Thirdly, it looks into some of the key steps relating to policy and strategies that needs to be initiated on a priority basis. More |
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The paper offers an outlook for Enterprise and Entrepreneurship in India against the unprecedented global disruption on account of Covid 19. More |
 |
2021 |
19 |
The Pandemic COVID-19, that has triggered disruption in lives and livelihoods globally, obviously, re-shapes the present as also the future of economies and of humanity as a whole. However, it is a challenge and opportunity for humanity to outlive such constraints. Shaping new development strategies and promotion of enterprise and entrepreneurship alone can be the solution to this impasse. That means, we need to start speaking of the impacts at the “bottom of the pyramid”, and plan for broad basing the mass base of entrepreneurship. More |
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This paper discusses the disruption in the labour market in India, in the context of the Pandemic, Covid 19, and its implications for self-employment and entrepreneurship. More |
 |
2021 |
18 |
‘Entrepreneurship’ is the outcome of a basic labour market choice. While the fundamental choice is that of the individual, it is again influenced by the eco system. Therefore, in the exercise of policy making as also for initiating and implementing programmes for enterprisedevelopment, it is necessary to spell out the latest trends in the labour market, in relation to occupational choices and market opportunities. More |
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This paper discusses Covid-19 induced problems of SMEs, against the disruption in the Indian economy. More |
 |
2021 |
20 |
Covid-19, the Pandemic, has set a new tradition of continuous disruption in the economies of the world. Unlike the usual business cycles, such disruption is marked by its poor predictability. The experience of containment of the Pandemic, across the world, remains rather mixed. There is a significant ‘confidence crisis’ that cuts across all section of the society. This, obviously, has implications for consumer and producer confidence that help economies to come back to a “new normal”. More |
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This paper offers an assessment of the recent developments in the MSME economy of India. More |
 |
2021 |
32 |
The irony and significance of the MSME experience in India, as in 2021, is that it indicates the need and relevance for a ‘boot-strap development’ approach. A pragmatic approach that takes care of the needs of “India” and “Bharat” would require a “Tortoise and Hare strategy” that accommodates both the leaders and the laggards. Such a strategy need to take care of both the strengths and weaknesses of the various subsectors having distinct technology levels and cultural practices. More |
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This publication discusses how the dynamics of rural enterprise and entrepreneurship in India was disrupted on account of Covid 19. More |
 |
2021 |
21 |
With the large size of its rural economy, India’s dreams on enterprise development and entrepreneurship creation needs to be rural centred. Covid 19 has adversely affected the rural economy as also the rural-urban balance. It is now time to examine the dimensions of the rural crisis with special focus on MSMEs. This paper has three important tasks: First, to situate the problems arising out of the Pandemic in the larger context of rural economic transition. Secondly, it discusses the problem of migration and the labour market issues. Thirdly, it explores the entrepreneurial opportunities in the rural context, and offers a strategic approach for tapping such opportunities. More |
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This paper examines the various dimensions of youth entrepreneurship in India as a newly identified social category in the entrepreneurship development agenda. More |
 |
2021 |
22 |
The occupational choices of the youth population are increasingly oriented towards entrepreneurship today. In this context, it is necessary to examine as to how youth entrepreneurship is shaped, grows, and gets integrated with the overall scheme of entrepreneurship development. The two relevant questions here relate to: 1) the contribution of youth to the entrepreneurship resources of the country; and 2) the means and methods of channelizing such resources. More |
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This paper examines the various aspects of ‘Gender & Enterprise’ as a new category and proposes a new development agenda. More |
 |
2021 |
31 |
Looking at ‘Entrepreneurship’ from a gender perspective is a focal area of the global ‘Sustainable Development’ debate today. As such, the basic labour market issues have been discussed with ‘gender’ as a central theme. Various international organizations have their role inshaping this global agenda based on facets such as technology, trade and. ‘Gender and enterprise’, today, is a constituencyin itself. Hence, in strategies of promotion of enterprise and entrepreneurship promotion, this dimension has been seriously incorporated. More |
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This paper proposes ‘Responsible Banking’ as a new policy thrust in SME financing, against the contemporary economic crisis. More |
 |
2021 |
19 |
The mainstream theory and practice of banking in India focus on the business activities of a commercial bank. Credit delivery is the core business of commercial banks. The modern concept of ‘business finance’, however, is strongly anchored on the principle of ‘social responsibility’. ‘Responsible banking’ means getting involved in sustainable and durable projects that are of value to society by offering customers simple and straightforward services and products. This is a new terrain of financial-real sector interface that matters significantly, under a situation where the economy is in turmoil. Key Words: MSME, finance, India, responsible banking. More |
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This paper discusses the crisis of entrepreneurship today and suggests some opportunities and survival strategies More |
 |
2021 |
17 |
The MSME question today, especially in the context of the on-going Pandemic, is multidimensional. It has implications for markets, livelihoods, value chains, and for the labour market. Being the second largest sector of the Indian economy, these dimensions, put together, poses both threats and opportunities. These dimensions need to be properly identified and analysed, so that the forward looking sections of the business community can explore strategic options. More |
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Against the background of the Covid 19-induced economic crisis, this paper proposes some ‘new normal’ survival strategies for entrepreneurs and businesses, striving to come out of the pains of the current Pandemic. More |
 |
2021 |
25 |
Against the current global setting of a pandemic, it is important to carefully understand the scenario of labour market behaviour, and of MSME performance in India. The much awaited “new normal”, the foundation of ‘business confidence’ in India remains elusive. The discussion has three thrusts: First, to provide a summarized view of the MSME constituency today. Secondly, to outline the strategic policy options available to the country in this transitional stage. Thirdly, it looks into some of the key steps relating to prioritising such policies and strategies. More |
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India Micro Small and Medium Enterprises Report - 2022 More |
 |
2022 |
978-93-80830-92-6 |
129 |
India Micro Small and Medium Enterprises Report - 2022 More |
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Annual Report 2020-21 More |
 |
2020 |
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This publication discusses the evolving ideas and perceptions on women entrepreneurship development in India, in relation to the public programmes. More |
 |
2021 |
33 |
Public policy and the basic perceptions underlying such policy are important in shaping the pattern of women entrepreneurship development in any country. In India, the national policy as also the policy approach of the State governments has been moulded around the historical experience of the country in the subject area. Therefore, an understanding of the evolution of public policy relating to gender- based empowerment and participation are critical. The perceptions and practice in the subject area differ. While Kerala has a longer history of public policies for women empowerment, it is important to have the debates on the basis of the State’s experience. Kerala has a number of public programmes targeting women and their associations/groups. It is important to examine their present status and potential from the point of view of better planning, targeting and, corrective action. While it is generally perceived that, impacts of public schemes are often much less than the potential, it is important to identify the critical constraints and to typologize them More |
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The analysis and practice of entrepreneurship as a discipline has been significantly influenced by many social science disciplines. For arriving at operationally meaningful policies and strategies, a cross-disciplinary rather than uni-disciplinary understanding of entrepreneurship would be useful. A relatively mature discipline of entrepreneurship, as we have it today, is the outcome of cross-breeding of disciplines. An excursion into the theoretical and analytical approaches in the subject area and an examination of the available evidence base, forms the scope of this paper. The first part provides an overview of how entrepreneurship among women has been approached by various disciplines, and the theoretical framework in which the dynamics of the subject has been discussed. Secondly, against the above background, the key areas of debates have been discussed. Based on available literature, prior knowledge, and institutional capabilities, it also discusses the relationship between policy and practice More |
 |
2021 |
48 |
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Where gender is considered as a crucial dimension of economic development policy, it is undoubtedly necessary to indentify abusiness case in gender sensitive economic programmes.In a context where, ‘gender budgeting’ is the corner stone of public pol-icy and practice, it is necessary to examine enterprises in relation to their various facets: stock-flow relationship, age and healthstatus. These inter- related aspects have been discussed by the academic discipline of business demography. It considers womenenterprises not simply as economic entities, but also as entities that are organic in nature. Therefore, like human population andits analysis, it is also necessary to analyze and understand women enterprises in demographic terms More |
 |
2021 |
33 |
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While the state of Kerala has a longer history of integration of gender issues in the developme3nt agenda, as also of gender bud-geting , the experience of the state in the subject area is likely to be critical in taking such discretions forward. what has been theexperience of Kerala relating to entrepreneurship development among women. 1) what are the critical constraints? 2)what is the way forward? Answers to these questions need to be grounded on the live experience at the grassroots More |
 |
2021 |
38 |
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Business Development Services (BDS) providers play a very important role of support to the development of MSMEs by pro-viding a range of business advice, information, and assistance to the sector, as well as stimulating sustainable MSME develop-ment by improving the general business environment. BDS are effectively a range of services designed to assist enterprises andentrepreneurs to operate efficiently and grow their businesses with the aim of contributing to economic growth, employmentgeneration and poverty alleviation. The definition of Business Development Services, put forward by the Institute of Small En-terprises and Development(ISED), is more broad based. ISED proposes an alternative workable definition for business develop-ment services as follows: In the context of this study, business development services are defined as those services(both operational and strategic) and products offered, both directly and indirectly, for meeting the needs of individual businesses and the business community, at various stages of their business needs, and for other actors in shaping policies and strategies. In a relative sense, considering their objective constraints, women need an integrated package of real services for ensuring the sustainability of the existing enterprises, and to attract new entrants. It is important that in the gender based public programs More |
 |
2020 |
22 |
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The global agenda of economic empowerment of women, which forms a central place in the Sustainable Development Goals, got intoits present stage through various steps. While the question of empowerment was essentially considered in terms of employment and livelihood opportunities to begin with, today it has gained a central position in mainstream economic development strategies. As such, the basic labor market issues have been discussed with gender as an important component of it. The various international organizations, such as the ILO, ITC, and the UNIDO have significant contributions in shaping their global agenda, with varying implica-tions, relating to technology, trade and employment. ‘Gender and Enterprise’ has become a constituency in itself. In the strategies of enterprise and entrepreneurship promotion, this dimension has been seriously incorporated. The ongoing Pandemic, Ovid 19, impliesan additional complex dimension to India’s agenda of ‘Gender and Enterprise’. More |
 |
2021 |
22 |
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‘Gender and Enterprise’(G&E) is a critical theme of development debates today. This theme can be summarized in terms of its twokey aspects: 1) economic empowerment of women through the entrepreneurship route; and 2) contribution to the creation of an ap-propriate enterprise ecosystem, where income opportunities are gender neutral. This is not a question of women empowerment alone.. In India, the practice of women entrepreneurship development is often confined to two key areas: a) awareness creation; and b) financing. The Union and State governments have a number of programmes for training and mentoring of women, which often leadsto some entrepreneurial activity, individual, collective, or both. The financial institutions have several gender -specific programmeswhich target women.In most of these programmes,provision of credit services is a common thread. A portion of the institutional cred-it go to women as per directives of the RBI and of the government. Beyond these, there is a key question: How relevant are the publicprogrammes for women entrepreneurship development ,and how effectively they are implemented. Another fundamental questionfollows: What are the critical constraints endemic to gender-specific programmes in relation to the larger and more broad based goalof economic empowerment of women. More |
 |
2021 |
32 |
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The concept of ‘inclusive finance’ has gained significant global acceptability over the past 2 decades. Apart from its ideological premises, the practice of this highly socially relevant concept is difficult and complex. While the credit manger is at the receiving endof such a complex task, it is important to focus on public policy and strategies with great care. As gender budgeting has become the honour of the day, in most of the public programs, there is a gender component in to which credit should naturally flow. Even thepublic financial institutions have their dedicated gender programs. To what extent the financial institutions find a business case withsuch programs? Besides, what is the experience of such programs in relation to bankability and sustainability. It is important that the bankers dilemma is reduced to the minimum with the help of a strong evidence base. Such an initiative is critical from the point ofview of ensuring the credibility of gender sensitive public programs for enterprise development, and to ensure accelerated credit flowin to such businesses More |
 |
2020 |
37 |
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This publication discusses the scope of the Gender & Enterprise constituency today ,in relation to the UN sustainable Development agenda and ‘ Sustainable development through enterprise’, the motto of Institute of Small Enterprises and Development. More |
 |
2021 |
24 |
Gender is a focal area of the global ‘Sustainable Development’ debate today. The global agenda of economic empowerment of women, originally considered in terms of employment and livelihood opportunities, has gained a central position in mainstream economic development strategies today. The basic labor market issues have been discussed with focus on gender. The various international orga-nizations look at it with focus on technology, trade and employment. ‘Gender and enterprise’, today, is a constituency in itself, by intention, or by merely chance. A review of the available key literature indicates that, policy implications, if discussed at all, are ‘vague, conservative, and centered on identifying skills gaps in women entrepreneurs that need to be “fixed”, thus isolating and individualizing any perceived problem’ (Foss, Henry, & Ahl, 2014).It indicates that, chance, rather than intention, clouds the global agenda today. This calls for radical reforms, from the point of view of making gender and enterprise a meaningful constituency, and to align it with the spirit of the ‘Sustainable Development’ agenda. The attempt in this paper is to review of the existing thinking and practice in the subject area, to identify critical gaps, and to offer some perspectives and a strategic direction. More |
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Enterprise security is anew conceptual addition to the semantics of development. While, it is well known that SMEs are prone to several vulnerabilities because of objective and subjective reasons, the solutions to the same cannot be arrived at on a standalone basis. This is more so in the case of women enterprises that are prone to several additional constraints. Apart from an individual approach, there need to be an integrated framework of analysis and policies, that can lead to meaningful strategies and projects. The imperative for such a research agenda is all the more important today, especially in a context where, apart from their potential and rich contributions, as some evaluation studies indicate, gender has become a policy convenience. Conceptual clarity and measurableand operational meaningful indicators, need to be the key principles of a new analytical approach. More |
 |
2021 |
32 |
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This study analyses the public policy architecture of small and medium enterprises in a comparative perspective .The contrasting experience of developed and emerging economies, with focus on that of India and the United Kingdom. More |
 |
2018 |
160 |
Public policy on small and medium enterprises has a major role in providing the direction and in determining the tempo of development of enterprise and entrepreneurship. But, it needs to be comprehensive, and be at a time, based on best practices at the global level, and ground realities at the local level. Comparative learning, therefore, has a lead role in this regard. While the twentieth century witnessed the laying down of the foundation of an SME constituency globally, the new millennium has brought it to the global development agenda, thanks to the initiatives of the United Nations. It is now an opportunity as well as challenge for the global community to take these experiences and agenda, and debates therefrom to higher levels in the march towards achievement of Sustainable Development Goals. This study is an attempt towards analyzing the relative experience of developed and emerging economies, with focus on that of India and the United Kingdom More |
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Gender & Enterprise is an emerging area in debates on entrepreneurship development.While most of the studies in the Indian context consider women entrepreneurship simply as an employment question, this study has a much different theoretical and methodological approach . More |
 |
2019 |
303 |
'Gender and Enterprise’(G&E) is a critical theme in development debates today. It can be summarized in terms of two key aspects: 1)economic empowerment of women through the entrepreneurship route; and 2) creation of an appropriate ecosystem. The state of Kerala is pioneer in both the areas. However, against the background of the fast changes that are on in the Indian economy, it is necessary to have a fresh look at the existing policies and strategies, and to have a futuristic approach in the coming days. This research initiative raises three key research issues: i) Do the women enterprises offer a sustainable income opportunity for the promoters? ii) What need to be the future strategies for promotion of sustainable women enterprises and entrepreneurship in the State? iii) What are the key constraints to women entrepreneurship development that need to be addressed by policy makers on a priority basis? The study is based on the specific experience of Kerala, a State having a significant record of public initiatives for economic empowerment of women. More |
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Though globally,’servitisation’ of the economy is an emerging trend, India’s experience of economic growth presents a complex picture. This book tries to grapple with such complexities, with special focus on the rural services sector. It also examines the relative strengths and weaknesses of the entrepreneurship stream, based on in-depth field research. More |
 |
2016 |
213 |
Among the emerging economies, India has a distinctive position relating to the services sector of the economy. It is the fastest growing sector in India, contributing significantly to GDP growth, employment, trade and investment. In a ‘new economy’ setting, both new goods, and services that accompany such new good, (for servicing or support) occupy the market. The market becomes increasingly ‘international’ than ‘national’ or ‘local’. Considering such transition in the economy, it is important to examine the structural and directional changes in the rural services sector from the point of view of sharpening our understanding of this vital subsector, as also for shaping appropriate development policies. This study, based on available literature in the subject area and previous studies by the ISED, formal and informal discussions at the peer level, and a field research in two Districts of Kerala, provide useful indications on growth, structural changes, policy imperatives, and on the way forward. More |
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Understanding what what works, and what does not, is critical in shaping meaningful strategies. The author, based on his vast experience in Asia, Africa and Europe, suggests a strategic approach for entrepreneurship development in India. More |
 |
2021 |
15 |
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Understanding what what works, and what does not, is critical in shaping meaningful strategies. The author, based on his vast experience in Asia, Africa and Europe, suggests a strategic approach for entrepreneurship development in India. More |
 |
2022 |
21 |
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This title belongs to a new area research at the Institute of Small Enterprises and Development: ‘Enterprise Security’. The concept of ‘enterprise security’ has great policy relevance, as the MSME sector has been increasingly prone to significant vulnerabilities. More |
 |
2019 |
20 |
Enquiries id Development Studies, was pioneered by the early research by ISED small enterprise Observatory, in the year 2013. It is a relative concept, and is is related to the structural and operational vulnerability of an enterprise. Apart from being a conceptual addition, It is important to take it to the operational plane. Such an exercise need to follow four major steps: First, proposing the concept as the centre of an alternative analytical framework. Secondly, there is the task of bringing in conceptual clarity with other related analytical concepts and by establishing their linkages. Thirdly, moving from the conceptual phase, there is the need for presenting solid field evidences and indications, that can help to link the conceptual platform and the operational terrain. Fourthly, such an exercise need to be useful in relation to the indications on the way forward. While the greatest achievement of the new millennium, on the thought and practice of SMEs, has been its universal acceptance as a powerful actor in the macro economy. However, lot more has to be done in order to ensure their sustainability. More |
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This title belongs to a new area research at the Institute of Small Enterprises and Development: ‘Enterprise Security’. The concept of ‘enterprise security’ has great policy relevance, as the MSME sector has been increasingly prone to significant vulnerabilities. More |
 |
2019 |
20 |
Both the market and personality traits, positively or negatively, influence entrepreneurship growth in India. ‘Enterprise security’ is a relative concept; it is related to the structural and operational vulnerability of an enterprise. ‘Vulnerability’ is a situation, by which the enterprises face problems relating to: 1) market opportunities; and 2) capabilities. Unless the exact nature of the problem is identified, it is difficult to arrive at a strategy that is relevant to the context. Despite such constraints, the imperative for expanding the entrepreneurship base stand out. Therefore, it is important that, public policy be tuned against this objective. It is this imperative that rationalizes the search for an ‘inclusive entrepreneurship development’ model More |
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This title belongs to a new area research at the Institute of Small Enterprises and Development: ‘Enterprise Security’. The concept of ‘enterprise security’ has great policy relevance, as the MSME sector has been increasingly prone to significant vulnerabilities. More |
 |
2019 |
20 |
The concept of ‘enterprise security’, initiated by the ISED Small Enterprise Observatory, is a new addition to the semantics of development studies. An important task of this study is to examine the dimensions of ‘enterprise security’ in the Indian context. What are the salient aspects that explain the problem of security/ insecurity? In order to pin-point these aspects in concrete terms, it is necessary to situate the discussion against the “triple bottom line” principle that guides the global agenda of Sustainable Development today. While a conceptual understanding need to be grounded on some operationally meaningful dimensions, this discussion examines the analytical distinctions, ie., economic, social and environmental dimensions, and the operational criteria of start-up and running and growth stages of an enterprise. It also gives indications on the problem of measurement of the security threat factors. The above discussion, undoubtedly, provides a sound base for deeper empirical analysis on the subject. More |
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This title belongs to a new area research at the Institute of Small Enterprises and Development: ‘Enterprise Security’. The concept of ‘enterprise security’ has great policy relevance, as the MSME sector has been increasingly prone to significant vulnerabilities. More |
 |
2019 |
22 |
India’s more recent experience relating to changes in its economy, demands a fresh look at the role of MSMEs. Beyond, the contributions made by various public programmes, there is a need to look at the MSME role in relation to its vast untapped potential. The task and challenge, therefore, is to pinpoint the major ‘security’ factors, and to understand them in a scientific framework. At the operational level, this highlights the need for an appropriate ‘enterprise security framework’ and systems that can help policy making, and of formulation of strategies. More |
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This publication outlines the concept and operational meaningfulness of ‘Finance Clinic for Small Enterprises’, a business development services platform developed by Institute of Small Enterprise Development. More |
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2020 |
8 |
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This study attempts to build up a case and niche for Enterprise Development, as a tool and a trigger of the Global Sustainable Development agenda, against the backdrop of Covid-19 the pandemic. More |
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2020 |
0 |
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This study proposes a Social Enterprise Model for City Transport in Kerala, against the backdrop of the regulations and protocols associated with Covid-19 the pandemic. More |
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2020 |
8 |
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Based on the experience and research findings of the ISED Small Enterprise Observatory, this study proposes a ‘Re-railing package’ for the Indian economy against the National Lock-down of the year 2020. More |
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2020 |
12 |
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This study revisits the concept of ‘Self-reliance’, the keyword of India’s Freedom Movement, against the more recent developments in the economy. More |
 |
2021 |
19 |
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Annual Report 2019-20 More |
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2019 |
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The resignation of Geoffrey Hinton, the godfather of AI from the technology giant, Google, in May 2023, has triggered debates on the evolving techno-economic paradigm that is being unfolded, with possible unfavorable stakes on jobs and business sustainability. Besides its usual annual review of policy, practice, and developments, this twenty-sixth issue of the ‘India MSME Report series’ closely examines such scenario, and explores new directions in public policy and strategies. Bringing together the two streams of thinking, ie, the “Vikasit Bharat” agenda of the Government of India, and the vision of “Unleashing entrepreneurship”, as outlined by the United Nations, it puts forth the motto of “India First; SMEs First”, as the way forward. This Report puts forth a new vision and horizon for MSMEs in the country: ‘decentralized smart manufacturing’. More |
 |
2023 |
ISBN 978-93-80830-94-0 |
165 |
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Beyond being a subject of regional development, ‘Enterprise& Entrepreneurship’(E&E) today has a proud place in the UN Sustainable Development Goals. While the year 2024 is marked by the dilemma on incomes and opportunities, expectations on the role of wealth creators are on the rise. Besides its innovative knowledge content, this Report attempts to add value to the enterprise promotion initiatives in the States of India, by making it simple to the practitioners’ understanding. It is also expected to be an important backgrounder for courses and research in Entrepreneurship. This Report is the outcome of a coordinated work at the Institute of Small Enterprises and Development. More |
 |
2024 |
978-93-80830-95-7 |
193 |
Beyond being a subject of regional development, ‘Enterprise& Entrepreneurship’(E&E) today has a proud place in the UN Sustainable Development Goals. While the year 2024 is marked by the dilemma on incomes and opportunities, expectations on the role of wealth creators are on the rise. Besides its innovative knowledge content, this Report attempts to add value to the enterprise promotion initiatives in the States of India, by making it simple to the practitioners’ understanding. It is also expected to be an important backgrounder for courses and research in Entrepreneurship. This Report is the outcome of a coordinated work at the Institute of Small Enterprises and Development. More |
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2020 |
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Detailing a strategic vision for SME finance, one that marries technology and digitization with on-ground interventions, fostering safer, data-driven approaches to broaden credit flow, this monograph introduces the modern imperative of "responsible banking. This study carries the latest thinking in banking. It is a must-read for bankers, and for anyone who is interested in the decisive role finance in a rapidly transitioning global economy More |
 |
2023 |
978-81-994914-3-4 |
23 |
Finance, as a powerful instrument that can channelize resources, has a decisive role in shaping the MSME constituency and to energise the local economy. A marriage of technology, digitisation, and on-ground interventions will ensure safer, data-driven approach to broadening credit flow. Beyond this, the modern concept of SME finance is increasingly anchored on the principle of ‘social responsibility’. ‘Responsible banking ‘means getting involved in sustainable and durable projects that are of value to society. In practice, it means for customers, simple and straightforward products and services and products, besides business opportunities for financial institutions. Besides being a terrain where this financial-real sector interface matters significantly, MSME finance has a key social role where the economy is on a disruptive transition mode. More |
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This crucial study carries a high-impact blueprint for sustainable growth, championing the powerful motto: "India First; SMEs First", and outlines the urgent need to boost the morale and strategic importance of MSMEs. It’s an essential read for policymakers, entrepreneurs, and strategists ready to shape India's economic destiny More |
 |
2023 |
978-81-994914-2-7 |
23 |
There is an overwhelming interest and thrust on the MSME role in the economy, globally and in India today. This has been due to the convergence of variety of influences, techno-economic and exogenous, against a major global disaster, viz, Covid 19, the Pandemic. While a “new normal” has evolved globally, as also in India, the specifics are distinct. ‘India First; SMEs First’, as captioned here, is not just squishy. From the very angle of sustainability, it is important to examine both the micro and macro level processes and the scenario as it unfolds. While the G-20 agenda, under India’s Presidency, puts SMEs on the forefront, the morale of the constituency needs to be boosted to the level of a motto, “India first SMEs first”. The opportunity and the way forward is clear: shaping local policies and strategies within a clear and forward looking national perspective. Here lies the need for a solid decentralised (smart) manufacturing system, where MSMEs can play a significant role. This publication offers a manufacturing vision for the country under “Vikasit Baharat” . More |
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This monograph addresses critical questions surrounding their strategic position within the global value chain and the profound impact of evolving global consumer tastes and preferences. It champions the innovative 'subsector' framework as a crucial alternative for understanding and analysing the MSME landscape. Offering key insights and a fresh analytical lens, this description provides a concise, engaging sales pitch. More |
 |
2023 |
978-81-994914-0-3 |
54 |
Understanding micro, small and medium enterprises (MSMEs) as part of a ‘total system’, rather than as stand-alone entities, is important for evolving meaningful development programmes and their implementation. This publication offers ‘subsector’ as an alternative for understanding and analysing the MSME space in the Indian context. Under the emerging paradigm of Industry 4.0, MSMEs show an enhanced tendency of getting vertically and horizontally integrated. Where are these enterprises placed in the global value chain? How are they impacted by the changes in tastes and preferences of consumers globally? These are questions seekinganswers in a subsector framework More |
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This book presents a compelling redefinition of 'employment' and 'unemployment' within the context of the modern labour market, aligning their function with the International Labour Organization's (ILO) expansive 'Decent Work' agenda. The study introduces an innovative framework: the "Smart Work Exchange” and discovers a fresh perspective on economic collaboration and sustainable labour practices. This is a must-read for policymakers, business leaders, and anyone interested in the future of work and the vital role of SMEs in the global economy. More |
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2023 |
978-81-994914-4-1 |
16 |
The concepts of ‘employment’ and ‘unemployment’ are best defined in relation to the market for wage labour. Unlike the popular one, this comprehensive definition implies an effective utilisation of labour power, which, in essence, is what small and medium enterprises (SME) seeks to aim at. Therefore, in the context of SMEs, the term is a generic one, involving both wage labour and the role of the entrepreneur as an own account worker. Hence the ILO aligns its Small Enterprise programme in line with its ‘Decent Work’ agenda. On these lines, this study proposes the opportunity of cultivating a benign relationship between the corporates and SMEs through a formal programme structure. While SMEs are already subsidizing the cost of labour in the corporate sector, it would be worthwhile to think in terms of a ‘Smart Work Exchange’, a win-win concept meant to popularise the message of ‘smart work’ and ‘decent work’ into the MSME sector More |
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This study dives deep into the dynamic world of MSMEs, the very base of the country’s enterprise pyramid, to explore how they behave as market actors and what patterns of inter-firm relationships define their operations. Under its ‘Business Ecology’ framework, this monograph offers a compelling analysis of the critical ecosystem that drives India's development agenda and the vital role of these businesses within it. More |
 |
2023 |
978-81-994914-7-2 |
22 |
The MSME role in India’s development agenda is well-known. Public policy and funding, by themselves, cannot ensure this as a top-down process. The sustainability and potential of small businesses in India depends significantly on their interdependencies. It is this inter-firm relationships that make them the base of the country’s “enterprise”. How do they behave as market actors? What is the pattern of interdependencies to which they are used to? An answer to these questions bring us to a broad area of analysis and: Business ecology. This study examines how MSMEs are affected by, and do impact, the broader economic, social, and environmental contexts in which they operate More |
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Sustaining SMEs is a global challenge, but in India, it's a matter of economic survival for countless communities. This vital publication cuts through the noise of generalist policy, to offer a concrete and meticulous analysis of the contemporary Indian reality. It provides a realistic assessment of both the endogenous and exogenous factors shaping the present situation, and highlights the urgent opportunities and imperatives for more targeted policy approaches and strategies. More |
 |
2023 |
978-81-994914-8-9 |
21 |
Though generally considered as a regional constituency and not even a national one, the universality of the contemporary SME problems has brought to the fore, both opportunities as well as imperatives for more concrete, rather than generalist, policy approaches and strategies. Sustaining such enterprises today, is a life and death problem for people and their communities, neighbourhoods and regions. It is important to meticulously analyse the SME issues of today in a country context. Individual firms and policy makers need to have a realistic assessment of the endogenous and exogenous factors that explain the present state of things and of the imperatives. This publication seeks to bring to light the objective situation, both at firm level and economy wide, relating to sustainable enterprise development in India More |
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In today's volatile global economy, small and medium enterprises (SMEs) must adopt an outward-oriented, international strategy to thrive. This guide emphasizes the interconnected nature of global trade and the techno-economic trends driving change, offering insights on how to leverage global value chains for sustained survival and growth. More |
 |
2023 |
978-81-994914-6-5 |
21 |
Besides perspectives on economic policy priorities, both the globaphiles and the globaphobes should appreciate the need for rapid changes in the MSME sector, from the point of view of their very survival, especially in an era where change itself is rather unpredictable. Trade and the techno-economic trends in the economy are integrated in an unprecedented manner, such that the markets are increasingly volatile today. While the extent of the market is a choice of individual SMEs, market access often goes beyond such subjective factors. Why should an SME be interested in international market where domestic market itself is sufficient? For an understanding as to how markets are increasingly integrated, a clear view of the dimension of outward orientation is critical. For MSMEs, the imperative lies in understanding and appreciating a culture of the globalised market, and of the increasing role of global value chains. Apart from a review of the recent developments in India’s international trade scene, the discussion tries to find answers to these questions. More |
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The global landscape of small business economics has been profoundly reshaped by the seismic shifts of the post-pandemic era. This insightful publication tackles the urgent challenge and immense opportunity for governments, industry leaders, and development practitioners to forge sustainable development strategies tailored to this new reality. Highlighting India's significant manufacturing capabilities, it champions the imperative of shaping local policies and strategies within a national framework. A must-read for policymakers, business strategists, and anyone committed to unlocking the potential of India's entrepreneurial spirit. More |
 |
2023 |
978-81-994914-9-6 |
23 |
The disruptive environment following Covid-19 has rewritten the periphery of Small Business Economics around the world, as also in India. Situating and shaping sustainable development strategies around that, is the challenge and opportunity of governments, industry, and of development practitioners today. For this, the directional changes in the economy and in businesses need to be understood in a proper perspective. This discussion concentrates on three things: First, a summarized view of the MSME constituency in India today. Secondly, the strategic options available to the country in this transitional stage. Thirdly, some of the key steps relating to policy and strategies that needs to be initiated on a priority basis. Manufacturing, in India, is endowed with significant process and product capabilities in a regional setting. Therefore, the opportunity and the way forward lies in shaping local policies and strategies in a national setting. The challenge and opportunity, above all, is to translate them into growth drivers More |
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This timely monograph offers a scientific and articulated understanding of the vital role and inherent morale of using enterprise as a fundamental tool for sustained global development. It delves into the specific issues and unique opportunities facing SMEs worldwide, examining how local environments and policy frameworks shape their trajectory More |
 |
2023 |
978-81-994914-1-0 |
23 |
While ‘entrepreneurship’ is the engine of economic development, SMEs provide its wheels, as most stories of entrepreneurship emerge and grow from the micro stage. Besides being the engine of employment promotion, SMEs need an enabling environment for their growth and success. Their issues, such as disruption, structural shocks etc., and opportunities are rather unique to specific countries; the distinction is based on the specific ecosystem, on the one hand, and the policy framework, on the other. However, a striking point that stands out, globally, is the role and morale implicit in using enterprise as a tool of sustained development. While the Sustainable Development Goals has a space for it, the subject needs scientific understanding and articulation More |
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The first principles of enterprise and entrepreneurship begin with small and medium enterprises (SMEs). While the subject was outside the main frame of global industrialization debates until 1975, it has now become the enter stage of such debates at the global level. Starting from the United Kingdom, the hub of first Industrial Revolution, to the United States which subsequently became the hub of global automobile revolution, the role of SMEs were not seriously discussed, until the findings of the Bolton committee brought to light its relevance and opportunities around. Innovation and adaptability, job creation potential, contribution to regional development, fostering competition in a private sector led economy, and the driving of the entrepreneurial ecosystem, are the arguments, in their favour. Naturally, this potential and primacy in the economy gets reflected through in the UN’s Sustainable Development Goals as well. The SME issues and opportunities, as they get unfolded today, are rather unique to specific countries, though the general issues of disruption, unemployment etc. remain common at the global level. The distinction is based on the specific SME ecosystem, on the one hand, and the policy framework applicable to the specific countries. However, a striking point that stands out, globally, is the role and morale implicit in using enterprise as a tool of sustained development. The findings and conclusions of this study are related to the India MSME Report 2024. More |
 |
2024 |
978-81-977427-1-2 |
22 |
The first principles of enterprise and entrepreneurship begin with small and medium enterprises (SMEs). While the subject was outside the main frame of global industrialization debates until 1975, it has now become the enter stage of such debates at the global level. Starting from the United Kingdom, the hub of first Industrial Revolution, to the United States which subsequently became the hub of global automobile revolution, the role of SMEs were not seriously discussed, until the findings of the Bolton committee brought to light its relevance and opportunities around. Innovation and adaptability, job creation potential, contribution to regional development, fostering competition in a private sector led economy, and the driving of the entrepreneurial ecosystem, are the arguments, in their favour. Naturally, this potential and primacy in the economy gets reflected through in the UN’s Sustainable Development Goals as well. The SME issues and opportunities, as they get unfolded today, are rather unique to specific countries, though the general issues of disruption, unemployment etc. remain common at the global level. The distinction is based on the specific SME ecosystem, on the one hand, and the policy framework applicable to the specific countries. However, a striking point that stands out, globally, is the role and morale implicit in using enterprise as a tool of sustained development. The findings and conclusions of this study are related to the India MSME Report 2024. More |
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Against the backdrop of a global employment paradigm shift—where technology decimate routine jobs and fuel aspirations for new models like solopreneurship, this book offers a critical assessment of the nation's industrial core. This timely study navigates the complexities of India's labour market and the crucial role of its millions of Micro, Small, and Medium Enterprises (MSMEs). As India accelerates toward its 'Amrit Kaal' 2047 vision, leveraging public policy and a vital focus on manufacturing capabilities, this book outlines a transformative path. The central challenge and opportunity explored within is the implementation of a 'decentralized smart manufacturing' strategy to empower the atomic base of India's economy. It understands the fault lines, navigates the MSME landscape, and discovers the blueprint for year 2047. Yes, it is an essential reading for policymakers, entrepreneurs, economists, and anyone invested in understanding the future of work and industry in India. More |
 |
2024 |
978-81-977427-5-0 |
20 |
While employment is considered as a spill over of economic growth, the actual rate of employment generation has been progressively coming down globally, as also in India. This has been explained partly by structural changes in the economy, and to some extent, for a major in technology. At the other end of the spectrum, labour market aspirations are ever increasing, leading to two kinds of outcomes: routine kind of employment has been decimated because of redundancy, , solopreneurship as a new form of labour engagement, provides more efficient solutions, in place of wage employment. It is against this complex background that one should discuss the present status and outlook of India’s enterprises system with special focus on the MSMEs. This study provides an overview of the state of India’s ‘enterprise pyramid’, with focus on its atomic base that constitute millions of the MSMEs. Public policy in the country as in 2024 has a futuristic vision of the industrial sector as whole under the mission ‘Amritha Kal’. While the focus on manufacturing is critical for India’s agenda for 2047, that needs to be translated into MSME capabilities. Given its essentially decentralised nature, the challenge and opportunity lies in triggering such capabilities on lines of a ‘decentralised smart manufacturing’ strategy. More |
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This book presents a crucial integrated analysis of the world of enterprise within the context of the defining global challenges of 2024. An essential read for policymakers, entrepreneurs, and development professionals, this document redefines enterprise as a vital engine for navigating and addressing these unprecedented challenges. Drawing from the expertise of the Institute of Small Enterprises and Development’s IMCP Project, the analysis offers an urgent, focused perspective on how labour markets and enterprise development must adapt to foster sustainable, equitable, and resilient global progress. Discover how the future of business is intrinsically linked to a balanced world—explore the document today. More |
 |
2024 |
978-81-977427-4-3 |
18 |
The year 2024 comes out with three major concerns of global development. First, climate change and environmental degradation around the world, resulting in rising temperature, extreme weather conditions, and unusual calamities are threatening ecosystems and livelihoods world-wide. Secondly, much against the story of global economic growth, economic inequalities among and within countries, brings forth issues of social justice, and raises the need for dealing with discrimination of all types. Thirdly, following the dire experience of a pandemic, COVID19, the interconnectedness of global health systems as also the need for robust preparedness and response mechanism have come to the centre stage, thereby disrupting the budgetary balance of countries. An understanding and analysis of the world of ‘enterprise’ needs to be based on such critical concerns of the times. This is because, enterprise, both as a noun and an objective in the LCM that takes the economy forward on the path of development. This document, emerging from the IMCP Project of the Institute of Small Enterprises and Development, offers an integrated view of global development in 2024, with focus on labour market and enterprise development More |
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The global 'entrepreneurship' buzz is deafening, especially in emerging economies where 'feel-good' fads often overshadow sound policy. This climate, by media and political hype, desperately needs an evidence-based approach beyond mere business creation. Moving beyond the bandwagon, this crucial analysis introduces the ground-breaking ISED Entrepreneurship Pyramid Model. This isn't another motivational tale. It's a pragmatic blueprint for policymakers, educators, and development professionals. Discover how true entrepreneurship—the engine of innovation and economic growth—can be cultivated with professionalism, not just passion. By shifting the focus from conformity to creating genuine opportunities, this model offers a new, evidence-based policy approach designed to shape dynamic, resilient economies. If you're ready to move past the hype and build sustainable economic well-being, this book provides the essential framework. More |
 |
2024 |
978-81-977427-9-8 |
22 |
The “Entrepreneurship” bandwagon, globally, is feeling mighty crowded today. In developing and emerging economies, there is a kind of “bandwagon effect” in the subject area, ie., a tendency to follow trends and fads, based on information from others and desire to conform to them. Both the media and the political platforms alike are fascinated by its mass appeal in such a way that, the public policy process has been easily carried away by “feel good” ideas rather than professionalism. ‘Entrepreneurship’ is not just about starting a business; itis about creating ‘opportunities’, driving innovation, and fostering economic development. Governments that support and encourage entrepreneurship’, not only help individual entrepreneurs, but also contribute to the overall well-being of their economies and societies. New firms and businesses have a crucial role in emerging economies. Entrepreneurs identify market needs and develop solutions through their products and services. By starting new firms, they play a key role in shaping the economy and creating a more dynamic and diverse business landscape. It is, therefore, important to have a careful examination of the trend and progress on the subject. Based on the ‘ISED Entrepreneurship Pyramid Model’ the authors puts forward a new policy approach to entrepreneurship development, based on a strong evidence-base. More |
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This book presents a compelling case for "Genderpreneurship": a critical analysis of India's entrepreneurial landscape through the lens of systemic gender gaps rather than treating women as a special category. Moving beyond basic social justice, it explores how a structured approach to gender in enterprise development can fuel India's entrepreneurship base. Based on the findings of the IMCP Project, this vital study explores the significant impact of enhanced female engagement—"women power"—in strengthening India’s entrepreneurship base. Beyond the arguments of social justice, it highlights the immense economic potential inherent in achieving a less gender-discriminant growth pattern. It challenges the efficacy of current ‘Women Entrepreneurship Development Programs’, questioning whether they truly harness the potential of half the population. By integrating historical and structural perspectives with current perceptions and practices, this ground-breaking work provides essential insights and actionable policy implications for fostering inclusive development and unlocking the full potential of Indian enterprise. The book attempts to unlock India's full economic potential with this critical analysis of genderpreneurship. Moving beyond basic social justice, this book explores how a structured approach to gender in enterprise development can fuel India's entrepreneurship base. Discover new policy implications and evaluate the real impact of existing programs in creating a more gender-discriminant-free future for Indian businesses. A must-read for all ‘Gender & Development’ researchers and practitioners. ’Gender Studies Centres’ in the universities may particularly find it a good addition to their bookshelves. More |
 |
2024 |
978-81-977427-6-7 |
17 |
Inclusive development’, an addition to the semantics of development, has often been discussed in the context of gender. Beyond questions of social justice, enhanced engagement of ‘women power’ has a great significant in strengthening the entrepreneurship base of India. Thus increasing this potential needs to be the thrust of policy in the coming years. For this, it is important to look at genderpreneurship, ie, looking at entrepreneurship with a special emphasis on gender gaps and leakages, rather than on treating women as a special category. The perspective and paradigm of ‘Genderpreneurship’ emphasises on this least discussed aspect of global development. It is more so important in the context of India. The purpose of this study, based on the IMCP Project, is to look into the scope of gender in the context of enterprise development. It also raises the question as to how and whether the women entrepreneurship development programs in the country truly contribute to the potential of a less gender discriminant pattern of entrepreneurship growth in the country. Women, who form nearly half of the population in India, more recently, has got enhanced attention in relation to their economic role. While the entrepreneurship role is one among them, it is necessary to harness the potential implicit in it. While perception and practices are two important components of policy formulation and strategy development, it is vital to have a historical and structural view of the subject. This integrated view of considering ‘gender ‘as an important aspect of enterprise development, rather than being the central problem, has important policy implications. More |
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Under its mandate and programme, the Institute of Small Enterprises and Development closely monitors developments in the ‘Enterprise & Entrepreneurship constituency from time to time. While ‘entrepreneurship ‘is the engine of economic development, ‘SMEs’ provide its wheels. Most stories of entrepreneurship emerge and grow from the micro stage; most businesses germinate as micros. These enterprises can be an important part of the solution to global unemployment; but, it is important to address the challenges they face, and to create an enabling environment for their growth and success. The ‘India MSME Report’ series, under the Indiamen Communication Programme (IMCP) stand out in relation to the rich evidence-base that it comes out with, on annual basis. This document provides an overall view and assessment of the state of enterprise and entrepreneurship, as in 2024, globally, as also in India, with its special thematic thrusts, as seen under the radar of the ISED small Enterprise Observatory. More |
 |
2024 |
978-81-977427-7-4 |
17 |
Under its mandate and programme, the Institute of Small Enterprises and Development closely monitors developments in the ‘Enterprise & Entrepreneurship constituency from time to time. While ‘entrepreneurship ‘is the engine of economic development, ‘SMEs’ provide its wheels. Most stories of entrepreneurship emerge and grow from the micro stage; most businesses germinate as micros. These enterprises can be an important part of the solution to global unemployment; but, it is important to address the challenges they face, and to create an enabling environment for their growth and success. The ‘India MSME Report’ series, under the Indiamen Communication Programme (IMCP) stand out in relation to the rich evidence-base that it comes out with, on annual basis. This document provides an overall view and assessment of the state of enterprise and entrepreneurship, as in 2024, globally, as also in India, with its special thematic thrusts, as seen under the radar of the ISED small Enterprise Observatory. More |
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Discover a revolutionary approach to small and medium enterprise (SME) finance that transcends the traditional boundaries of 'adequacy' and 'availability.' This essential book explores the modern concept of SME finance as a powerful instrument for shaping local economies and driving sustainable development in India. Moving beyond conventional credit delivery, the text integrates development banking principles with the urgent need for social responsibility in finance. It examines critical new questions regarding institutional roles, public policy, and the external influences that define today's financial landscape. Learn how financial institutions can align business goals with impactful, durable projects that offer simple, straightforward products for customers and significant business opportunities for themselves. This book is a vital resource for policymakers, bankers, and entrepreneurs navigating India's disruptive economic transition, revealing the key social role of MSME finance at the critical intersection of the financial and real sectors. More |
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2024 |
978-81-977427-0-5 |
25 |
The discussions on SME finance are, traditionally, focused on the two aspects of ‘adequacy’ and ‘availability’. However, finance as a powerful instrument that can channelize resources, has a decisive role in shaping the SME constituency and to energise the local economy. Development banking and SME credit delivery are often treated as two different areas in the Indian context, the modern thinking on SME finance. Today, a number of new questions such as institutional roles, public policy, and external influences come to the fore, deserving examination. The modern concept of SME finance is increasingly anchored on the principle of ‘social responsibility’, which means, along with business goals, getting involved in sustainable and durable projects that are of value to society. In practice, it means for customers, simple and straightforward products and services, besides business opportunities for financial institutions. Besides being a terrain where this financial-real sector Interface matters significantly, MSME finance has a key social role where the economy is on a disruptive transition mode. More |
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The global economy is undergoing a profound structural shift, driven by radical changes in ‘how’ we work. Of late, it marks the rise of powerful, ‘single-person enterprises’, where 'solopreneurs' leverage sophisticated digital tools to launch competitive products and services previously exclusive to large, funded tech start-ups. Simultaneously, the burgeoning 'creator economy' empowers independent individuals to monetize their passions and connect with a global audience. This unique, but concise and engaging, analysis dives deep into these transformative business models. It examines how ‘solopreneurship’ and the ‘creator economy’ are reshaping the entrepreneurial landscape, challenging traditional start-up and SME models, and redefining the future of growth and income opportunities in the digital age.A must-read, of course, for employers, HR practitioners, and all who are interested in entrepreneurship development. More |
 |
2024 |
978-81-977427-2-9 |
22 |
The world economy has been undergoing some major structural changes in recent times. This, to a large extent, has been explained by the rapid changes in the world of work. The way work is organised has important implications, not only for income opportunities of people, but also for sustainability and growth of the enterprise system. The year 2024 is expected to witness a wave of sophisticated digital products and services launched by solopreneurs who, just a few years ago, might have been priced out of the tech start-ups. ‘Solopreneurship’ is not a more advanced stage of tech start-ups; it is a distinct business model where a single person owns and runs the entire business, often in digital fields, whereas tech start-ups are typically new ventures built by teams that aim to scale rapidly, potentially through investment and rapid growth. A solopreneur may start as a solopreneur; but many traditional start-ups evolve beyond the solo stage to build a team and expand their operations. The ‘creator economy’ is yet another innovative business model that empowers independent creators to forge fulfilling careers, transform passions into professions, and connect with global audiences. Such new developments are reshaping the entrepreneurial landscape, making it more diverse and innovative. The following discussion is meant to examine such structural changes and their implications for entrepreneurship development, as also for the SME landscape in general. More |
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India stands at a critical juncture. “India First; SMEs First”, the national motto, as recommended by the ISED Small Enterprise Observatory, demands more than just hype; it calls for a radical rethinking of strategy While the country's legacy in decentralised manufacturing offers immense potential, it remains largely untapped, hampered by one-size-fits-all national policies that consistently fail regional realities. This book presents a ground-breaking approach to unleash India's inherent process and product capabilities. The authors argue that the key to future prosperity lies not in top-down mandates, but in "decentralised smart manufacture"—strategies tailored precisely to the unique requirements of local economies. It's time to move beyond the status quo. This book is a must-read for policymakers, entrepreneurs, and business leaders ready to champion a robust, resilient, and truly "India First" manufacturing future. More |
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2024 |
978-81-994779-5-7 |
17 |
The motto of ‘India First; SMEs First’ is not squishy. It should not just mean a hype. India’s legacy and the implicit capabilities relating to decentralised manufacturing still remains inadequately show-cased. The challenge and opportunity of the country, today, is to showcase its manufacturing capabilities and to translate them into actionable strategies. The exercise has to start from the States. Programme primers, at the State level, however, are extremely complex. India’s track record shows that, national policies were shaped, assuming that these policies and programmes could be regionally, with more or less the same results, as anticipated. However, several evaluation studies have shown that, these assumptions have failed from time to time. Since the country has significant process and product capabilities in a regional setting, the opportunity and the way forward, lies in programme priming, with adequate focus on, and tailored to, the requirements of the local economy. “Decentralised smart manufacture”, according to the authors, is the way forward for India More |
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"Genderpreneurship" redefines the conversation around women-owned businesses. Moving beyond the 'gender gap' debate, this timely study, rooted in evidence from India, and utilizing the unique ISED analytical framework, presents a renewed understanding of the challenges and opportunities faced by female entrepreneurs. The book delves into how gender roles, social norms, economic barriers, and the crucial role of value chains, shape entrepreneurial prospects. Highlighting the “lost opportunities”, the findings offer a compelling case for inclusive strategies that leverage women's skills and experiences to drive innovation and economic growth. This essential reading provides a concise, evidence-based roadmap for policymakers, researchers, and entrepreneurs seeking to foster a more equitable and dynamic entrepreneurial ecosystem. More |
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2025 |
978-81-994779-3-3 |
19 |
“Women & entrepreneurship” and “women entrepreneurship” have often been interchangeably used in the semantics of entrepreneurship development. Irrespective of the nomenclature, the debate, so far, has been in the context of the so-called “gender gap”,ie., discrimination of women, and of the ways of bringing them into the mainstream. A renewed understanding of women entrepreneurship is crucial because it recognizes the unique challenges and opportunities for female entrepreneurs, leading to more effective support policies. This includes, acknowledging the impact of gender roles, social norms and economic barriers, and focusing on Inclusive strategies that leverage women’s skills and experiences to drive economic growth and innovation. India MSME Report, through its various issues, have presented and discussed the relation between ‘gender’ and ‘enterprise’ in relation to an alternative approach: “ genderpreneurship”.This analytical framework developed by the ISED Small Enterprise Observatory is unique in the sense that , it considers gender as one aspect of entrepreneurship to be focused as one of “lost opportunities”. Such an approach is most relevant in a context where value chains appear as a major contributor or deterrent that shape the prospects of entrepreneurship development .This study seeks to examine the key dimensions of this problem , based on the recent discussions and evidences available from India. Our findings and conclusions are based on a larger study undertaken inrelation to the India MSME Communication Programme(IMCP). More |
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The 'labour to entrepreneurship' strategy is a pivotal driver of economic growth, but is it enough for India's sustainable future? This study delves into the evolution of human resources development, moving beyond the traditional capital-labour conflict, to explore emerging paradigms of 'co-creation,' solopreneurs, and the gig economy. By analysing the converging and diverging tendencies in human resources, this monograph offers a fresh perspective on the implications for the growth and sustainability of MSMEs in India. Essential reading for anyone interested in the 'Vikasit Bharat' agenda, this timely analysis maps a new trajectory for India's workforce, taking the entrepreneurship strategy to its next critical level. More |
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2025 |
978-81-994779-6-4 |
21 |
The importance of human resources development has been highlighted in most discussions on sustainable development. The discussions, however, has often been compartmentalized on the basis of the key interests and drivers of human activity, ie., capital and labour. These two interests have been explained as conflicting rather than co-operating. The “labour to entrepreneurship” strategy refers to a shift from relying primarily on wage employment to pursuing opportunities in self-employment and entrepreneurship. In simple terms, this involves individuals transitioning from being workers in established businesses to becoming business owners and operators. This strategy can be a path to economic empowerment, job creation, and overall economic growth. The shift from “labour to entrepreneurship” as a development strategy is not solely a phenomenon of the new millennium or the 1990s. While it has gained significant traction in recent decades, the underlying concept of leveraging entrepreneurship for economic growth has been a topic of discussion and implementation for many years; more specifically in India since the 1990s. Of late, a third paradigm of ‘co-creation’ on the domain of production visualizes and treats human resources vertically, i.e., 1) autonomous labour; and 2) cooperating labour. Beyond entrepreneurs and workers, it also brings in new subcategories such as solopreneurs and jig workers, leading to a new model of production and labour-use. This study looks into both the converging and diverging tendencies in human resources, and their implications for the growth and sustainability of MSME s in India. The “labour to entrepreneurship” strategy refers to a shift from relying primarily on wage employment to pursuing opportunities in self-employment and entrepreneurship. This transition reflects growing recognition that entrepreneurship can create jobs, foster innovation, and drive economic growth, especially in developing countries. While this paradigm shift is critical in India’s development, from the point of view of the ‘Vikasit Bharat’ agenda, the strategy needs to be taken to its next level. The focus on creating a conducive environment for entrepreneurs and promoting innovation continues to be a key priority in many development plans. More |
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This study argues that, strategic lending policies and credit delivery priorities, particularly those addressing global trade challenges and outward orientation, are pivotal in defining the direction of MSME growth. It discovers how, enabling SMEs to participate more fully in global value chains (GVCs) ,can unlock larger markets, boost revenues, and enhance resilience. It highlights India's rapid progress with digital platforms, showcasing how supply chain financing is helping to remove traditional barriers by optimizing working capital and accelerating expansion. This is a must-read for policymakers, finance professionals, and entrepreneurs looking to understand the future of MSME finance and leverage new opportunities in an evolving global economy. More |
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2025 |
978-81-994779-9-5 |
19 |
The critical role of finance in MSME development is undisputed. However, beyond such importance of a generic nature, the priorities of lending policy and credit delivery are crucial in defining the tempo and direction of MSME growth. Credit delivery priorities have emerged from the need for addressing problems and challenges faced by the real economy. The latest issues in the area relate to problems in international trade and the needs of SMEs for outward orientation. Today, value chain financing is a critical area that influences the direction of MSME growth significantly. This is especially relevant as they are increasingly getting integrated into trade and development strategies globally as also in India. This chapter offers a survey of MSME finance, based on recent evidences, as also with a focus on their role in relation to value chains. By enabling SMEs to participate more fully in global value chains, they can access larger markets, potentially leading to increased sales, revenues, and overall economic growth. This can also improve their competitiveness and resilience, especially in the face of global economic fluctuations. India is rapidly catching up, particularly with the rise of digital platforms. Banks are recognizing the benefits of SCF, including lower acquisition costs and a more stable asset quality due to the secured nature of the transactions. SCF (SCF) can help to remove the barriers and accelerate SME growth By empowering them to optimise their working capital, expand operations, and to successfully meet customer and market demands. The recent global debates on reciprocal tariff has brought in a new opportunity. The RBI should take the lead in taking the opportunity forward, towards affirmative policies More |
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The India MSME Report 2025 provides an evidence-based analysis of the global and Indian MSME sectors, focusing on strategic options and the critical role of value chains in a complex global economy facing challenges like trade system collapse, slow growth, and technology disruptions. It draws on extensive data, field evidence, and inputs from key institutions like the Reserve Bank of India, the Ministry of MSME, and NITI Aayog to offer actionable strategies for outward orientation and value chain development. Read more at the ISED Small Enterprise Observatory. More |
 |
2025 |
978-81-977427-8-1 |
145 |
The Report focuses on the synergy of theory and practice regarding Micro, Small, and Medium Enterprises (MSMEs) globally and in India. Its main objectives are to: Summarize the current state of MSMEs. Discuss strategic options for India's transition, and to 0Analyze key policy issues and options. It emphasizes data and evidence from diverse stakeholders and official sources to address challenges faced by MSMEs due to global economic complexities, such as the collapse of multilateral trade systems and technological disruptions. The focal theme of the 2025 edition is "value chains," analysing their physical and financial dimensions, and proposing an outward-oriented strategy for India to leverage its manufacturing capabilities starting at the state level. More |
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In a world demanding global competitiveness, the traditional view of small and medium enterprises (SMEs) as isolated, domestically focused entities is obsolete. This timely study argues for a paradigm shift, highlighting the critical yet under-researched role of SMEs within complex value chains. Drawing on findings from the India MSME Communication Programme (IMCP), the book traces how the perception of SMEs evolved from stand-alone players to essential cogs in a larger economic machine. It challenges conservative approaches and calls for enhanced outward orientation and robust subcontracting relationships. This research is vital for policymakers, strategists, and academics, examining the necessity of reorienting entrepreneurship development interventions. Discover how the value chain role of SMEs is reshaping modern economic policy and why understanding this dynamic is key to future growth and competitiveness. More |
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2025 |
978-81-994779-1-9 |
16 |
The policy architecture and development strategies on SMEs, in any economy, is dependent on the dominant development perception and thinking on it. These perceptions, in a democracy, emerge from the competing interests that drive government and governance. The SME role in the economy is increasingly perceived to be diversified. However, the supply chain role of SMEs is a badly neglected area of research. This owes to the predominant paradigm of stand –alone role of these enterprises, with a conservative approach to do domestic/local markets and limited growth. The emerging environment, however, demands enhanced outward orientation, and subcontracting relationships that necessitates a greater understanding of value chain role and capabilities. This necessitates a reorientation of entrepreneurship development interventions well. This study looks into how the value chain role of SMEs evolved and came into the limelight. It also examines how important it is in the latest thinking on SME policy and strategy. Its findings and conclusions are based on a larger study undertaken in the context of the India MSME Communication Programme (IMCP). More |
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This compelling study argues that while national policies have shaped the past quarter-century, a fragmented global agenda and evolving Sustainable Development Goals (SDGs) demand a new vision for small and medium enterprises. It proposes a timely blueprint for a digitally-focused, sustainability-conscious, and human-cantered future. It offers essential insights into how Indian SMEs can thrive by embracing new technologies for financing and operations, realigning goals for long-term resilience, and integrating core sustainability practices to meet modern investor and customer demands. This is more than a discussion; it is a vital roadmap for a new era of business, providing the strategies necessary for SMEs to navigate and lead in a rapidly transforming world. More |
 |
2025 |
978-81-994914-5-8 |
22 |
The global SME scene has undergone a significant transformation in terms of economic systems, development policies and strategies over the past quarter of a century. But such transformation has been largely on the account of the country level experience and policy preferences, rather than by a specific global agenda. While the United Nations came up with a pioneering effort to redefine the role of the private sector through its path-breaking Report (United Nations, 2004), it threw up a lot of opportunities for strategies and concrete action. Though this half-finished agenda was taken up by the SDGs, still there are miles to go,. The time demands a re-imagination of the SME role, at least in the context of India. Reimagining SMEs in a re-aligned world involves adapting toa digitally-focused, sustainability-conscious, and human-cantered future by embracing new technologies for financing and operations, realigning goals and strategies with long-term resilience and positive impact, and integrating sustainability into core business models to meet rising investor and customer demand. This requires shift from traditional practices to agile, data-driven approaches, supported by a supportive entrepreneurial ecosystem and a focus on human talent. This study is meant to contribute to such a discussion- More |
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Discover how the total-systems and value chain approaches are reshaping global Small and Medium Enterprise (SME) development in the 21st century. Based on extensive research and annual documentation by the Institute of Small Enterprises and Development (ISED) and its Observatory, since 1997, this insightful book explores the strategic opportunities and challenges within today's dynamic competitive landscape. Utilizing findings from the India MSME Communication Programme (IMCP), it offers a powerful framework for integrating SMEs into vibrant value chains, providing actionable strategies for growth within India’s uniquely positioned and evolving economy. More |
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2025 |
978-81-994779-2-6 |
19 |
Gglobally, two different approaches to SME development have evolved over time. Individual approach and total systems approach. While both approaches have their rationale and imperatives, the latter approach is gaining prominence in the recent past. The value chain approach offers the best connect and alternative. While value chains offer both opportunities and threats to SMEs, the challenge and opportunity, hereafter, is as to how value chains can be used as a powerful tool for MSME development. The competitive process today is more vibrant, providing opportunities for both small and large firms having a greater scope for establishing linkages and growth. Under the mandate and program of the Institute of Small Enterprises and Development, the ISED Small Enterprise Observatory has been closely monitoring such developments since 1997, and has been documenting it annually through its ‘Development Report’. India’s unique position in the global scene today arises both vertically and horizontally in terms of its vibrancy. In vertical terms this economy has passed through a major transition: and economic legacy inter-woven with its glorious past of the pre-Colonial period, the regenerative process that was nursed by the ‘Freedom Struggle’, and the post-Independence transition from an essentially regulated regime into a more open one. This study is based on the larger research and findings under the India MSME Communication Programme(IMCP). More |
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Vikasit Bharat," India's bold vision to become a trillion-dollar economy by 2047, hinges on a powerful imperative: unleashing the potential of its vast MSME sector. This book dives into the heart of India's "enterprise pyramid," examining the critical role they must play to transform India into a global manufacturing giant. It’s not about isolation, but about a strategic shift. Discover the roadmap for leveraging decentralized smart manufacturing to unlock the latent capabilities of India's MSMEs, build economic resilience, and propel the nation toward its 2047 ambitions. More |
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2025 |
978-81-994779-4-0 |
25 |
India has its ambitions for the year 2047 to become a one trillion economy. “ Vikasit Bharat”, this vision, arises out of the leads from its glorious past, the agenda of development moulded through the Freedom Struggle, the Planning era, and the latent potential perceived based on its recent development experience and imperatives. The time demands releasing the potential embedded in the country’s MSME constituency, and that again, through a significantly outward oriented development approach. Such an agenda calls for a significant thrust on the MSME role in India’s manufacturing map. This study provides an overview of the state of India’s “enterprise pyramid”, with focus on its atomic base that constitute millions of the MSMEs. While the focus on manufacturing is critical in the country’s agenda for 2047, that needs to be translated with a significant focus on enhancing the capabilities of MSME sector. The challenge and opportunity lies in triggering such capabilities on lines of a decentralised smart manufacturing strategy. Against this imperative, the global scene of trade and investment has gone through a dramatic experience, which gives immense lessons for India as manufacturing giant: this is the time for introspection on its policy preferences of the past- inward orientation or a strong move for outward orientation? Based on its recent experience and policy interventions, this study looks into the critical dimensions of India’s MSME agenda. India’s modern Swadeshi strategy is a “Competitive Swadeshi” or “Vocal for Local” approach, aiming for self-reliance and global competitiveness by fostering domestic production, innovation, and consumption, not by rejecting global engagement. This strategy, exemplified by the Atmanirbhar Bharat (Self-Reliant India) mission, seeks to make India a global manufacturing hub and supply chain leader in sectors like pharmaceuticals, textiles, and defence, enhancing the economy’s resilience while leveraging foreign investment to build domestic capabilities. More |
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In a world defined by "polycrisis," Small and Medium Enterprises (SMEs) face unprecedented challenges and unique opportunities. This timely study, drawing on global trends in 2025, dissects the critical issues impacting SMEs, from technological disparities and the rise of solopreneurship to the complex role of AI and regional ecosystem shifts [1]. Exploring the vital intersection of sustainability, the future of work, and global disruption, the book argues for a crucial shift towards outward orientation and a value chain focus. Discover how enterprise can be leveraged as a powerful tool for sustained development, navigating the distinct policy frameworks and ecosystems of different nations. Ideal for entrepreneurs, policymakers, and academics, this insightful analysis provides the context and strategic perspectives needed to thrive in the dynamic global entrepreneurial landscape [1]. More |
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2025 |
978-81-994779-7-1 |
23 |
The global SME trends, as in 2025, are marked by a poly crisis. Both at production front and relating to the world of work, there are important questions relating to sustainability. On the production front, the technology problem stands out. Most SMEs are on a catching up stage relating to technology. Since most them are not outward orientated, the perception on digitisation also is limited. Though the growing trend towards ‘solopreneurship’ indicate greater technology absorption, the potential of such enterprises in the long run, is limited because of the growth constraints and limited linkages. The SME issues and opportunities, as they get unfolded today, are rather unique to specific countries, though the general issues of disruption, unemployment etc. remain common at the global level. The distinction is based on the specific SME ecosystem, on the one hand, and the policy framework applicable to the specific countries. However, a striking point that stands out, globally, is the role and morale implicit in using enterprise as a tool of sustained development. The global entrepreneurial landscape is marked by a mix of trends, including a resurgence of Asian ecosystems, increasing concerns about AI’s role, and a decline in the total value of global start-up ecosystems. Simultaneously, there’s a growing fear of failure among potential entrepreneurs, despite many perceiving good business opportunities. The need of the hour, therefore, is outward orientation and value chain focus. This study examines the recent global experience broadly from this perspective More |
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This monograph provides a vital analytical framework for understanding the complex world of MSMEs, moving beyond blanket macroeconomic policies to focus on the strategic importance of subsectors and their interconnected value chains. It delves into the dual paradigms of the total systems approach and the stand-alone approach, arguing for the necessity of understanding MSMEs not just by their internal dynamics, but also by their external linkages and value chains. The study offers a broad picture of the MSME value chain focus within India, identifying specific subsectors where this focus is significant. An essential reading for policymakers, economists, and development practitioners, this it champions a targeted, subsector-level learning approach to achieve meaningful distributional and welfare outcomes, especially during times of an economic crisis. More |
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2025 |
978-81-994779-0-2 |
39 |
Economic policy and governance are difficult subjects, and more difficult, when it deals with MSMEs. The analysis and understanding of MSMEs involves two key paradigms: ie, total systems approach, and stand-alone approach. The total systems approach tries to understand SMEs not only in terms of their internal dynamics, but in terms of their external relationships as well. Since the subsector is the immediate context of such relationship, it is important and useful have such an analytical approach. In economics, a subsector refers to a smaller, more specific area of economic activity within a larger sector. It’s like a section within a section, providing a more detailed classification of economic activity. Since subsector means part of a whole, it is important to understand the part, and its external linkages. Such external linkages are called value chains. What is the broad picture of MSME value chain focus in the country? Which are the subsectors where such value chain focus is significant? What is their growth experience? What are the prevailing policy thrusts? What are the suggestions for the way forward? This chapter, while trying to offer some meaningful answers to these key questions, looks into some of the major subsectors with a significant supply chain, and therefore, value chain content, from the angle of their recent development experience and strategic imperatives. Beyond blanket macroeconomic policies, especially during a crisis situation in the economy, governments need to act on the basis of subsector level learning. While the ultimate objective of SME development is grounded on the distributional and welfare aspects, it can be achieved through such an approach. This study looks into the emerging scene as it relates to selected subsectors of significance in terms of their SME dominance. More |
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Drawing on extensive evidence from the ‘India Micro, Small & Medium Enterprises Report’, this insightful study provides a global view of the modern production landscape, emphasizing the critical, integrated role of Small and Medium Enterprises (SMEs). It delves into how ‘value’ is created across global supply and value chains, and of the decisive process of building SME capabilities. Here is some detailed evidence on vertical and horizontal relationships among firms and, providing crucial strategic insights relevant to a large economy like India. Discover the dynamics defining the role of SMEs in today’s economy and the intricate connections that drive global value creation. More |
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2025 |
978-81-994779-8-8 |
18 |
A meaningful understanding of the world of Small and Medium Enterprises (SMEs) today demands an integrated picture of manufacturing and inter relationships among different actors that contribute to it. ‘Production’, in the modern world, implies a global process. Human creativity, supported by technology, leads to manufacturing which again, is a continuous and connected process, wherein value is created at every stage. Ensuring this continuity is the role and relevance of SMEs in modern production. But then, how ‘capabilities’ are added to the SMEs in the process, and how such capabilities adds to the whole process of value creation ,is decisive in defining the role of SMEs in the economy. In the semantics of business today, the concepts of ‘supply chain ‘and ‘value chain’ play a complementary role. Both these concepts are important for a company’s success. Value chain thinking can be applied to supply chains in order to improve customer satisfaction and profitability. Behind the curtain, however, is the whole story of, where and how value is created, and the process has been connected. While supply chain, implicitly, assumes a physical space, value chain assumes physical connectivity as an abstraction. For a large country like India, grappling with strategies demand detailed subsector studies that can provide evidence on vertical and horizontal relationships among firms and subsectors. This study, based on the larger research and evidence base available from the India MSME Report, seeks to provide a global view of the process in relation to the latest developments in the subject area. More |
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